Advice needed please...Is Stupid mistake going to cost me

[tyler24]

Hi everyone, all advice welcome please as Ive been an idiot.

So I currently have a good private seller Ebay account that is doing very well. Last year I tried to open a new account with all the same information to have a backup incase something went wrong. I stupidly listed an item for sale straight away and the account was instantly supsended. Phoned up Ebay at the time and they said it was banned for good etc etc....So I stupidly did the same thing again a few days later with the same result.

Anyway, long story short Ebay now want me to convert my good standing account to a business account in the next 2 weeks otherwise I will lose seller privilages. The problem is that in order to switch to a business account I need to re verify my bank details again which were linked to the banned accounts that I tried to start last year. So Im pretty certain as soon as I try and re verify these details it will flag the system and I will get banned.

Im pretty sure it will get flagged and I will lose this good seller account. What are you guys thoughts on this situation, is there any hope? Thanks for any help.

[murdered_by_ebay]

which method of reverification of bank does it offer?

[tyler24]

Originally Posted by murdered_by_ebay

which method of reverification of bank does it offer?

Hi, it just has a message asking to verify the bank details below. Then shows the sort code and account number with the confirm button below.

[paulfoltyn]

Originally Posted by tyler24

Hi everyone, all advice welcome please as Ive been an idiot.

So I currently have a good private seller Ebay account that is doing very well. Last year I tried to open a new account with all the same information to have a backup incase something went wrong. I stupidly listed an item for sale straight away and the account was instantly supsended. Phoned up Ebay at the time and they said it was banned for good etc etc....So I stupidly did the same thing again a few days later with the same result.

Anyway, long story short Ebay now want me to convert my good standing account to a business account in the next 2 weeks otherwise I will lose seller privilages. The problem is that in order to switch to a business account I need to re verify my bank details again which were linked to the banned accounts that I tried to start last year. So Im pretty certain as soon as I try and re verify these details it will flag the system and I will get banned.

Im pretty sure it will get flagged and I will lose this good seller account. What are you guys thoughts on this situation, is there any hope? Thanks for any help.

A few years back when ebay first moved over to managed payments i was routinely using the same bank account on new accounts when the old one died. I only haven't been able to do it now as my non bricks and mortar bank is no longer accepted on ebay(though still ok for those already attached) so i've had to tread carefully. I'm in the same situation as you though so i'm expecting the death of my accounts with not being able to reverify my online only banks. Will try to milk a few more sales between now and then before i mess the accounts up.

Can you give me some info on what else they ask you for and what else you've had to do / verify/ provide ?


thanks

[tyler24]

Originally Posted by paulfoltyn

A few years back when ebay first moved over to managed payments i was routinely using the same bank account on new accounts when the old one died. I only haven't been able to do it now as my non bricks and mortar bank is no longer accepted on ebay(though still ok for those already attached) so i've had to tread carefully. I'm in the same situation as you though so i'm expecting the death of my accounts with not being able to reverify my online only banks. Will try to milk a few more sales between now and then before i mess the accounts up.

Can you give me some info on what else they ask you for and what else you've had to do / verify/ provide ?


thanks

Hi, so far it looks like you need re verify everything. Address/name/phone number plus account details....But I havent been asked to upload anything yet, just confirm the details on screen.

Im sure once I have confirmed these it will raise a flag on the system though so its just a 2 week countdown now.

[murdered_by_ebay]

Originally Posted by tyler24

Hi, it just has a message asking to verify the bank details below. Then shows the sort code and account number with the confirm button below.

can you send a screenshot?

[tyler24]

Originally Posted by murdered_by_ebay

can you send a screenshot?

Hi Im having trouble adding the screenshot. Basically it gives 2 options. First is to verify with Trustly via online bank login. The second is via deposits.

Im guessing either option is just gonna get me banned once they run my bank details

[agent006140]

you dont have a choice.
can you change your bank account now?

[paulfoltyn]

Originally Posted by tyler24

Hi Im having trouble adding the screenshot. Basically it gives 2 options. First is to verify with Trustly via online bank login. The second is via deposits.

Im guessing either option is just gonna get me banned once they run my bank details

How would they know from deposits? They've been depositing the money from sales into your account. Business bank account aren't subject to the same name check laws as private accounts (an ebay is a business, expecting to pay a business)

[murdered_by_ebay]

Originally Posted by tyler24

Hi Im having trouble adding the screenshot. Basically it gives 2 options. First is to verify with Trustly via online bank login. The second is via deposits.

Im guessing either option is just gonna get me banned once they run my bank details

you can go for deposits , bank verification does not lead to suspensions but may lead to rejection of bank account in the worst case

[agent006140]

Originally Posted by paulfoltyn

How would they know from deposits? They've been depositing the money from sales into your account. Business bank account aren't subject to the same name check laws as private accounts (an ebay is a business, expecting to pay a business)

it is not check law,it is EBAY LAW,if they want to catch you cheating,they can verify the deposit returned information against their bad boy file.
Unless she can change the bank account like switching to a new one,she has 2 weeks to do so

[paulfoltyn]

Originally Posted by agent006140

it is not check law,it is EBAY LAW,if they want to catch you cheating,they can verify the deposit returned information against their bad boy file.
Unless she can change the bank account like switching to a new one,she has 2 weeks to do so

Why do you comment when you have no idea? uk direct debits (which is how they would retrieve the deposits) don't name check and wouldn't confirm the name on the bank account. the only data transmitted between the bank and the company claiming is digits between 0-9. No characters are transmitted. Its a very old system. Not only this, its perfectly normal for a business trading name and business bank account not to have identicial name. You are all over this forum commenting unhelp and misleading advice. Better to say nothing unless its factual and helpful.

OP don't go down the trustly route, its full access to your bank account, do the deposits. You may have to provide bank statements that match account name but thats easily done.

[agent006140]

There are ways to check,they dont have to broadcast how they do it,your knowledge is limited

[tyler24]

Originally Posted by paulfoltyn

Why do you comment when you have no idea? uk direct debits (which is how they would retrieve the deposits) don't name check and wouldn't confirm the name on the bank account. the only data transmitted between the bank and the company claiming is digits between 0-9. No characters are transmitted. Its a very old system. Not only this, its perfectly normal for a business trading name and business bank account not to have identicial name. You are all over this forum commenting unhelp and misleading advice. Better to say nothing unless its factual and helpful.

OP don't go down the trustly route, its full access to your bank account, do the deposits. You may have to provide bank statements that match account name but thats easily done.

Hi, thanks so much for your replies and help, I really truely appreciate it (its causing me major anxiety at the moment because my ebay sales are quite high and really important to my finances).

I should mention my bank account is just a regular checking account, not a business bank account (I've just been told by ebay Ive got 2 weeks to switch to a business Ebay account instead of the personal Ebay account I have currently).

I think im right in saying you can still switch to a business Ebay account with a regular checking account. Also I'll be a sole trader not an LTD so on the confirmation page it shows I have to confirm my name and address as well as the bank details etc.

Do you think the deposits would still be ok with this? In my mind as soon as I confirm my details they will know about my banned accounts from last year and ban this one too.

Thanks again for any help!

[tyler24]

Originally Posted by agent006140

you dont have a choice.
can you change your bank account now?

HI, I guess I could. Do you think that would link me to my previous banned accounts though if I tried to change my bank account?

Thank you

[tyler24]

Originally Posted by murdered_by_ebay

you can go for deposits , bank verification does not lead to suspensions but may lead to rejection of bank account in the worst case

Hi, if the verification fails what is the next step? Should I just call up CS in Dublin and ask them to do it manually?

Thank you

[murdered_by_ebay]

Originally Posted by tyler24

Hi, if the verification fails what is the next step? Should I just call up CS in Dublin and ask them to do it manually?

Thank you

use current account and it will not fail

[tyler24]

Originally Posted by murdered_by_ebay

use current account and it will not fail

You mean with the 2 deposits to verify bank info?

I just did a quick search on the forum and the general consensus is that the deposits method is not great as it reveals all the info, thus causing a ban...

[murdered_by_ebay]

Originally Posted by tyler24

You mean with the 2 deposits to verify bank info?

I just did a quick search on the forum and the general consensus is that the deposits method is not great as it reveals all the info, thus causing a ban...

do not pay attention to consensus of idiots , stupid can not be cured

[tyler24]

Originally Posted by murdered_by_ebay

do not pay attention to consensus of idiots , stupid can not be cured

100% lol

Bad news now though. I just logged in to look at the page again and its only giving me the option to input my bank details manually (through trustly)....

[murdered_by_ebay]

Originally Posted by tyler24

100% lol

Bad news now though. I just logged in to look at the page again and its only giving me the option to input my bank details manually (through trustly)....

manually is not trustly , there are both options

[tyler24]

Originally Posted by murdered_by_ebay

manually is not trustly , there are both options

Ah ok, it had the Trustly logo but I trust your advice. One other thing if thats ok, if the manual verification doesnt work will it give me the option to upload Docs of bank details? I read on the forum that if docs are uploaded then it will pass MP no problem?

Just curious why that would be, surely the docs you have to upload have all the details on as well? (Please excuse my ignorance Im just trying to understand everything)

Thanks again!