New PP Stuck On Limits!!!

[Rodney123]

Hello all hope you’re doing well, I got a question I recently made a new pp stealth account and all the payments were F&F except one and however when I received the unexpected goods & services payment that transaction seems to trigger the limits on the account and now pp asking for valid ID and shipping address which I haven’t got on me.

And now for some reason pp not letting me refund payments back to people’s pp account has anyone found a way to refund payments back to people when pp stuck on limitations?

[sax4]

PP don't like too many F&F accounts, especially on a new account with no history. If you need to send lots of such payments you will need multiple accounts. If you are going to to be taking payments then you need to plan for when you are asked for ID

[agent006140]

You can ask your buyer to file a dispute of item not received.
Like SAX4 said,Paypal frowns on too many F & F transactions as it makes no money,no one wants to work for free,they have bills to pay,just like us

[rsot]

Originally Posted by Rodney123

And now for some reason pp not letting me refund payments back to people’s pp account has anyone found a way to refund payments back to people when pp stuck on limitations?

Have you tried calling PP to try manual refund? Used to be able to do that

[Rodney123]

Originally Posted by sax4

PP don't like too many F&F accounts, especially on a new account with no history. If you need to send lots of such payments you will need multiple accounts. If you are going to to be taking payments then you need to plan for when you are asked for ID

Receiving few F&F transactions didn’t trigger the limits however when a customer sent with Goods & Services I believe that payment triggered the limits as I received an automated email on the same time.

Action needed Help us with a quick account review

[Rodney123]

Originally Posted by agent006140

You can ask your buyer to file a dispute of item not received.
Like SAX4 said,Paypal frowns on too many F & F transactions as it makes no money,no one wants to work for free,they have bills to pay,just like us

Okay I can tell customers to file a dispute case but will they get there money back? Because most transactions are through F&F and I think pp don’t protect F&F payments so I think that option won’t work.

[murdered_by_ebay]

open 50 paypal accounts and spread payments among them

[Rodney123]

Originally Posted by rsot

Have you tried calling PP to try manual refund? Used to be able to do that

No I haven’t called pp yet, however when I try to process a refund it loads up and then it says this transaction is not eligible for a refund try again later or call us.

[agent006140]

Originally Posted by Rodney123

Okay I can tell customers to file a dispute case but will they get there money back? Because most transactions are through F&F and I think pp don’t protect F&F payments so I think that option won’t work.

if it is for goods and service payment ,it should work but makes you look bad.
Or if he has used a credit card,he can do chargeback and then you have to pay chargeback fee

[hotadvice]

friend to friend payments, you cant refund them. you use to be able too but pp caught onto a fraud people were doing at the time and removed this function...loads of friend to friend payments, then opening charge backs via their banks to receive all the fund back..now even banks wont help you file a chargeback on F&F payments...they now know F&F payments from goods & services...so ur answer is no! you are not going to refund any of those transactions unfortunately.

[agent006140]

Originally Posted by hotadvice

friend to friend payments, you cant refund them. you use to be able too but pp caught onto a fraud people were doing at the time and removed this function...loads of friend to friend payments, then opening charge backs via their banks to receive all the fund back..now even banks wont help you file a chargeback on F&F payments...they now know F&F payments from goods & services...so ur answer is no! you are not going to refund any of those transactions unfortunately.

please read the original post,he is asking about his payment for goods and services,not F & F.

[hotadvice]

most of the payments were F&F except one, how to refund "peoples" payments during limitation? i can only presume he made the one transaction as a goods and services but is asking about refund process for all transactions..

either ways, he cant refund the goods and services one unless they open up a dispute and the f&f no chance even with chargeback

[murdered_by_ebay]

FF can only be charged back if they file as unauthorized

[Rodney123]

Originally Posted by agent006140

please read the original post,he is asking about his payment for goods and services,not F & F.

Including F&F transactions to, all of them are F&F except one transaction goods and services which triggered the limits on the account.

[Rodney123]

Originally Posted by hotadvice

most of the payments were F&F except one, how to refund "peoples" payments during limitation? i can only presume he made the one transaction as a goods and services but is asking about refund process for all transactions..

either ways, he cant refund the goods and services one unless they open up a dispute and the f&f no chance even with chargeback

I think F&F used to be able to refund them back but I think pp has changed since u earlier on mentioned that people were doing fraud and pp cause it.

[Rodney123]

Originally Posted by murdered_by_ebay

FF can only be charged back if they file as unauthorized

I asked one of the customers to see if they can file a dispute and he said it’s not letting them because they used F&F option and there is no coverage for it.

And it says to contact the recipient to him.

[agent006140]

Using F & F to receive payment for goods and services is fee avoidance per Paypal,and there is no buyer protection.
The only way they can get their money back is UA,unauthorised transaction,but thats not easy either as Paypal can trace how they landed on wwe.paypal.com via their device,ISP and trails of where they have been?eg Ebay.

[rsot]

Originally Posted by Rodney123

I think F&F used to be able to refund them back but I think pp has changed since u earlier on mentioned that people were doing fraud and pp cause it.

Correct - it seems that the only way to refund (if no refund option seen) is to do this manually with a pp agent.

f&f has no buyer protection

[hotadvice]

the agent would laugh at you...dont bother...even chargebacks, mastercard would decline your banks request due to it being f&f...i had a swell time back in the day refunding f&f lol

[agent006140]

credit cards do not care how you charge your card,whether you bought something or just want to give someone cash?
You can call the card issuer and say you cant find your card,I think it has been stolen,then they will quickly close your card.
But according to what OP told us,he is cheating Paypal,asking his buyers t o send F & F so he does not have to pay Paypal fee

[hotadvice]

if the card has been used multiple times, same device, same ip, to make f&f payments to presumably same contacts most of the time.... you honestly think a phone call to credit card issuer stating card is missing would be enough? this is 2025 not 2016.....

you would be grilled by credit card provider, they wont file those chargeback cases for you without hard evidence.anyway,i wont share anymore on this.

[agent006140]

This is what they will say to you,that they will investigate ,like if you or the thief used the card and the store has his signature,or even photo Or the charge is similar to what you used in the past-same store,same location,same or similar merchandise,same signature or the IP address .But in reality,most of these charges are small and they wont bother to pursue.
But it will affect your credit rating and since they all share info on a data base,some may leave a record and you could be turned down when you apply for more credit or a new card.
you can see your FIFO score goes down