Creating a UK Seller Account in July 2025

[JamieStars]

So was wondering what the steps to sell are nowadays?

Do you need a Bank/ID straight away?

If so what Banks are accepted?

I've seen the £1700 NI thing so am aware of that.

[sax4]

The same as in June

No you don't always need bank or ID straight away, depends if business or personal

[JamesNorth101]

Personal bank isnt needed

Business bank is needed

Both will ask for NI later on but soon enough I expect they will start to ask for it right away

[WestHammer]

Originally Posted by JamesNorth101

Personal bank isnt needed

Business bank is needed

Both will ask for NI later on but soon enough I expect they will start to ask for it right away

Is the business bank needed because you can "name" the account whatever you want?

[JamesNorth101]

Depends on the bank but usually personal bank accounts are OK

[WestHammer]

You've kind of contradicted yourself.

You first say personal banks aren't needed, but then say they're OK.

Can you elaborate please.

[ft16]

Personal eBay accounts you have 30 days from the first sale to add the bank account.

Business eBay accounts you need to add a bank account right away, when you open it, or when you upgrade from personal.

[JamesNorth101]

Originally Posted by WestHammer

You've kind of contradicted yourself.

You first say personal banks aren't needed, but then say they're OK.

Can you elaborate please.

I meant a personal bank on a business account is fine directly answering the question in the post above

Either way name wont matter

[JamieStars]

Originally Posted by ft16

Personal eBay accounts you have 30 days from the first sale to add the bank account.

Business eBay accounts you need to add a bank account right away, when you open it, or when you upgrade from personal.

Can you spend your balance on eBay without adding the bank in the first 30 days? Just want to know if I have to fully commit to the account really.

[JamieStars]

Also is it best to use a high street bank or are any of the online/app banks viable?

[rsot]

Originally Posted by JamieStars

Can you spend your balance on eBay without adding the bank in the first 30 days? Just want to know if I have to fully commit to the account really.

The seller balance can't be used for purchasing on eb last I checked.

[JamieStars]

Originally Posted by rsot

The seller balance can't be used for purchasing on eb last I checked.

Gotta get that post count up I guess?

[JamesNorth101]

Originally Posted by rsot

The seller balance can't be used for purchasing on eb last I checked.

Soon they will be able to

[rsot]

Originally Posted by JamieStars

Gotta get that post count up I guess?

Congrats on getting to post 25

I just read about the Spendable option - "Sellers need to be invited by eBay to enroll in spendable funds or eBay balance" - here's hoping...

[spezial]

Originally Posted by JamesNorth101

Soon they will be able to

looking at the payments section in my account it say spending is available, although I haven't tried yet.

will we need to have a confirmed bank account to spend balance?

[JamieStars]

My balance is available to spend on both my accounts.

[JamesNorth101]

Originally Posted by spezial

looking at the payments section in my account it say spending is available, although I haven't tried yet.

will we need to have a confirmed bank account to spend balance?

I havent tried it myself so I am not sure but I dont think you do... but you can also only sell so much on an account before you have to add a bank account anyway

[JamesNorth101]

Originally Posted by JamieStars

My balance is available to spend on both my accounts.

Yep it was rolled out a while ago - not yet for all accounts as far as I know and not sure if it applies to all countries

[spezial]

Originally Posted by JamesNorth101

I havent tried it myself so I am not sure but I dont think you do... but you can also only sell so much on an account before you have to add a bank account anyway

yeah I think maybe you have 30 days to add a bank, can't remember. Someone else can probably chime in

[wisewords]

you cant use the balance without a confirmed bank account on bigger valued items, you can use it on smaller ones after confirmation of bank account, try using it with an unconfirmed acc and itll say "try another payment method"

[mon73]

The same as in September