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Old 06-22-2026
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Default Can ebay detect mismatch bank account name?

hi, if I buy an ebay canada account and change the bank account to my own bank account. Can Ebay detect this mismatch bank account owners name and ban the account?

Gemini said that payout will have issues because bank will report mismatch name to ebay automatically. Is that true? How to bypass this?
Thanks.
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Old 06-22-2026
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Default Re: Can ebay detect mismatch bank account name?

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Originally Posted by pothos View Post
hi, if I buy an ebay canada account and change the bank account to my own bank account. Can Ebay detect this mismatch bank account owners name and ban the account?

Gemini said that payout will have issues because bank will report mismatch name to ebay automatically. Is that true? How to bypass this?
Thanks.
AI still hasn't caught up to human experience. Many people here work with stealth accounts, and they all use their own bank accounts under different names.
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Old 06-22-2026
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Default Re: Can ebay detect mismatch bank account name?

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Originally Posted by greenlaurel View Post
AI still hasn't caught up to human experience. Many people here work with stealth accounts, and they all use their own bank accounts under different names.
Okay, thanks for letting me know this famous ai was giving me false information.
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Old 06-22-2026
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Default Re: Can ebay detect mismatch bank account name?

It's not that it hasn't caught up (as it's already cataloged everything we've ever said on here), it's that it intentionally walks company lines and spouts out whatever is in the terms of service. Probably best to avoid AI for advice on anything like this.
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Old 06-23-2026
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Default Re: Can ebay detect mismatch bank account name?

For co.uk:

On my UK accounts, I work with 100% mismatching names.
160+ accounts, and NOT ONE has matching names bank account linked.
Some already 8+ years old, changed bank accounts 2 - 3 times over the years(still not matching the eBay account's names).
Never had issues whatsoever.
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Old 06-23-2026
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Default Re: Can ebay detect mismatch bank account name?

Quote:
Originally Posted by pothos View Post
hi, if I buy an ebay canada account and change the bank account to my own bank account. Can Ebay detect this mismatch bank account owners name and ban the account?

Gemini said that payout will have issues because bank will report mismatch name to ebay automatically. Is that true? How to bypass this?
Thanks.
Speaking from my own experience with MISMATCH bank account use on eb.ca, you won't have an issue.

You can change it but I would recommend using a cc to pay for the sale fees - don't upload funds from the bank, just to be safe
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Default Re: Can ebay detect mismatch bank account name?

Do any of ebay.ca ebay.co.uk sellers have agreed to ebay bank mandate?
Here in EU ebay users with bank acc in SEPA Countries need to agree with the ebay bank mandate which essentially means the seller gives the power to ebay to withdraw amounts. That mandate needs to have the correct acc name in order to get through with the Bank. But ebay wont let you enter the name, they instead enter it as is in your acc. info.
That mandate is the reason of how they withdraw the €0.01 after the deposit it in your acc. If the Bank wont accept it because it has different name then the microdeposit amount withdraw cannot happen therefore i believe ebay wont accept it as a payout acc.
Anyone with a mandate on a different name that got to link that acc. for payouts? And how did that happened? Suggestions?
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