Invoice each account means that you would send a payment request from CCNow - once you have an account, you will see that it's easy to do - e-mail, amount and the product being bought.
Yeah you can make something simple - my website sucks but hey, it does the trick.
While true that you should not buy with your pp accounts, yes this COULD be a problem since pa yp al will see that you are ALWAYS doing this. That's why you have to do this lightly and randomly - YES, you will need to let money sit in pa yp al - you CANNOT and SHOULD NOT withdrew all of it, all the them to one main guy e.g. your ccnow account but if you do this slowly and randomly you can be ok.
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