Another Limited Account Question...

[Brainfog]

Hi Guys

Recently my account has been limited with the below reason stated-

''You have received €2,500 or more in total payments to your PayPal account in this calendar year. PayPal is required by law to comply with European Union Anti-Money Laundering regulations by collecting information from customers when they receive more than €2,500 in total payments within a calendar year.''

The thing is I really don't want to give all the details they are asking for. That might sound a bit dodgy, but I've been a buyer and seller on eBay for ten years and have 100% feedback, everything I buy and sell is legitimate and done the right way. I only have the one account and genuinely do everything by the book.

However, back in 2007 my ex left me with quite a bit of debt (she was actually signing up for things in my name without me knowing about it). I've just about managed to get debt collection agencies stop contacting me, but now I'm worried that by giving Paypal my details they will pass the details on to any of those vultures who might still be circling (they seem to say as much in their terms).

If I don't give them the details they want, will I be able to get the funds in the account after 180 days? It seemed that I would from what people say, but reading their terms it says they can keep our funds for and indefinite period after the 180 days have expired?

I've been doing a bit of research about limited accounts and it seems that not everything is as above board with Paypal as they like you to think, and that makes me even more dubious about giving my details.

Anyway, apologies for the long-winded message but if anybody can offer any advice as to whether or not I should give them my details (considering the circumstances I mentioned above) that would be great and very much appreciated.

[Mrjame]

Maybe you try after 45 days, call them and talk to them that you account is clear, all of your transactions are clear. If still limited, wait 180 days and add a new card or use old card to withdraw. If don't appear any disputes, pp will accept withdraw with no problem

[rsot]

Welcome to the forums - usually money is available in 180 days - sometimes, if you are lucky...45 days. All the best as you learn stealth

[Beanieuk1]

I have a similar problem see my post. The difference being I have given them my documents and they have accepted them the call centre staff say there is no problem.

As rsot says Stealth is the way forward limit your risks