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-   -   Reusing Burned Bank Account (https://www.aspkin.com/forums/subscriber-discussions/116786-reusing-burned-bank-account.html)

hype_supply 04-16-2018 10:39 AM

Reusing Burned Bank Account
 
Not too far back I got one of my paypal accounts limited and there was a checking account attached. I thought this checking account was burned, but I decided to call up my bank and ask them to change my account number/routing number because I suspected some fraud. They did, so once I got the new account and routing numbers I proceed to attach it to a different paypal. It works fine, i'm able to withdraw with no problems. My question is will this cause issues down the line? Can paypal tell this is the same account or with the new numbers is it impossible?

dallis 04-16-2018 01:52 PM

Re: Reusing Burned Bank Account
 
New numbers, new account as far as PP is concerned. You're good to go.

rsot 04-16-2018 02:00 PM

Re: Reusing Burned Bank Account
 
dallis is correct - won't be tied to old bank account

hype_supply 04-16-2018 02:08 PM

Re: Reusing Burned Bank Account
 
Thanks guys! This seems like a good way to recycle bank accounts rather than shutting them down and reopening

rsot 04-16-2018 02:10 PM

Re: Reusing Burned Bank Account
 
Quote:

Originally Posted by hype_supply (Post 914931)
Thanks guys! This seems like a good way to recycle bank accounts rather than shutting them down and reopening

Both ways work when properly spread out

nodeal 04-23-2018 10:05 PM

Re: Reusing Burned Bank Account
 
Whenever I have bank accounts "changed" it was explained to me by the bank teller that there is no "changing" account numbers. They can only change an account and replace it with a new one.

JamesNorth101 04-23-2018 10:11 PM

Re: Reusing Burned Bank Account
 
Quote:

Originally Posted by hype_supply (Post 914878)
Not too far back I got one of my paypal accounts limited and there was a checking account attached. I thought this checking account was burned, but I decided to call up my bank and ask them to change my account number/routing number because I suspected some fraud. They did, so once I got the new account and routing numbers I proceed to attach it to a different paypal. It works fine, i'm able to withdraw with no problems. My question is will this cause issues down the line? Can paypal tell this is the same account or with the new numbers is it impossible?

PayPal wont be able to see anything, but if you do do that time and time again then the bank can and do start to think there is something wrong and you can run into a lot more issues.

phaz0rz 04-24-2018 06:48 AM

Re: Reusing Burned Bank Account
 
Quote:

Originally Posted by nodeal (Post 916504)
Whenever I have bank accounts "changed" it was explained to me by the bank teller that there is no "changing" account numbers. They can only change an account and replace it with a new one.

OP's teller probably closed the old account, opened a new one, and linked OP's old debit card to the new checking account. Easy process for a banker.

Canadianleaf 04-24-2018 06:53 AM

Re: Reusing Burned Bank Account
 
Smart way to get fresh account #. Some bankers can be stubborn and refuse to help as I have experienced at some branches - simply stating "fraud" concern is a good method though. Don't overdo it though, this may raise some flags. As others said, spread it out.

SaiJin 04-25-2018 12:28 PM

Re: Reusing Burned Bank Account
 
That's what I did a long time ago and it works wonders, saves the trouble of opening a new acc, etc.

well done.

desiSurfer 06-30-2018 08:29 PM

Re: Reusing Burned Bank Account
 
Good intel here :-)
Will be trying this Monday

newjerseymax 07-05-2018 02:43 PM

Re: Reusing Burned Bank Account
 
They basically just close the account and open a new one as described above. I have done similar. Just told them I lost my checkbook or debit card depending on which I need changed,

I have debit cards on 1st pp, checking on 2nd pp and savings on 3rd pp. No linking on pp end of it.


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