I agree.
If you will be making new accounts, consider this: I am beginning to suspect that a point-system is being used for rating new applicants.
Phone type could be ranked based on virtual, soft phone, cell, voip, or land line.
Card type could be ranked based on VCC, Gift, Online, Debit, Reloadable, or true credit card.
Bank could be ranked based on virtual or brick and mortar.
Try not to use a virtual or soft phone, a VCC or gift card, online bank. I'm starting to believe that virtual phone with VCC and online bank would score so low that the new applicant would be red-flagged in the worst way. In effect, if I am correct, that new applicant would be limited as immediately as possible (just short of being black-balled at the beginning).
My theory is that a land line telephone, a true credit card, and a brick and mortar bank would be the strongest type of account.
Last edited by Vicvelcro; 05-15-2010 at 03:30 AM.
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