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-   -   What's the longest you've had a chargeback pending for? (https://www.aspkin.com/forums/subscriber-discussions/23169-whats-longest-youve-had-chargeback-pending.html)

MadSam 09-28-2010 10:07 PM

What's the longest you've had a chargeback pending for?
 
I provided the information to represent the chargeback including signed proof of delivery in January this year the same day it was requested with notification of chargeback. It's been 10 months and the chargeback is still marked as pending with no communication. 10 months???

pod 09-28-2010 10:45 PM

WOW! Did you send paypal an email? If buyer doesnt reply is not a win automatic? Used to be

MadSam 09-28-2010 11:08 PM

Please stop confusing the PayPal dispute with a credit card chargeback. Very different. And it was with a merchant account. Seems like there's no law in place to prevent how long a chargeback can be in pending for, 10 months though is just ridiculous. I just wonder if anybody thinks it might be a good sign that the credit card company is really considering what I've given them, or it's safe to assume it's already lost.

pod 09-28-2010 11:16 PM

Dont see anywhere you note its not paypal or even a credit card dispute. Cranky ass....

TGMT² 09-28-2010 11:37 PM

Quote:

Originally Posted by pod (Post 169843)
Cranky ass....

Does seem he is coming off as a "Cranky Ass", but probably not intentionally?

Probably best for everyone to stay off this (his) thread until his mood passes. :D

MadSam 09-28-2010 11:51 PM

Not cranky. It just seems a lot of people confuse a chargeback with PayPal dispute, and I posted a thread on this. A chargeback is a credit card chargeback and nothing else. Okay my rant is over, sorry if that was "Cranky Ass". :)

First Edition 09-29-2010 02:16 AM

Madsam.... come on buddy.... chargeback is a chargeback is a chargeback.

If you sell insurance and a policy holder cancels and you get a chargeback on commission, this doesn't mean your credit card processor took your money on a transaction....

generally accepted account practices define a chargeback as an allocation of costs and resource usage based on actual usage or a predetermined amount.

No offense.... but you also quote Reagan for economic GROWTH in the USA? pishaw......



And to answer your question, that's nuts. Have you tried to call the bank?

MadSam 09-29-2010 10:22 AM

Well, let's not get into politics FE this isn't that kind of forum.

Yes I have contacted them many times, and with no answers. From the responses I guess nobody has ever heard of this going on for 10 months, do you think it's safe to assume it's lost or perhaps is something strange going on. This was a true scammer who had hit many people and the cops were involved at one point, maybe the credit card company is actually really putting some consideration into a chargeback for once. Any thoughts?

pod 09-29-2010 10:39 AM

Quote:

Originally Posted by MadSam (Post 169936)
do you think it's safe to assume it's lost

Most likely yes. But if its a sizable amount it wont hurt to push. What sounds like happened is merchant account sent credit card company info you supplied and they ignored it. So it sits in limbo

Longest merchant credit card chargeback I had sitting in limbo was about 7 weeks. But as the time went on I was pretty sure it just meant I was screwed. And I was. Beating a card chargeback is extremely difficult, even with signed tracking

aking 09-29-2010 11:01 AM

Hey crank ass, I think its safe to say the credit card company forgot about this chargeback or it somehow got lost in the system, lol. :D

PS - I think you should change your user name to Cranky ass, lol.

pod 09-29-2010 11:15 AM

Cut him some slack, I was just giving him the gears.... Now I feel like the crank ;)

MadSam 09-29-2010 11:48 AM

Quote:

Originally Posted by aking (Post 169958)
PS - I think you should change your user name to Cranky ass, lol.

Change the king in your name to hole :) Joke

Anyway I had considered that someone had just forgotten about it, the thing is I haven't lost any money on it so it really is strange.

First Edition 09-29-2010 12:29 PM

I'm sure this violates your agreement with them in some way, no?

MadSam 09-29-2010 02:17 PM

Agreement with who? I have no agreement with the other person's credit card company and the merchant can't control how long they decide to take on this.

First Edition 09-29-2010 02:20 PM

Whomever your processor is, I'm sure that violates their agreement with you, from your perspective. 180 days is way shorter than 300....


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