Ok well, the info I have posted before but not a big problem. First of all, to keep the eb account going you are going to have to pay those fees owed with gift credit cards - that's your choice.
Once that's done, yes from my own experience, any further pp attached will go down when you try to withdraw or after an X amount of time. A recent folk posted that he had been having success using pp in different registration info COMPLETELY. I don't know how that would work since I always have the 2 matched up but that's worth a try - you could come back with something new learned =)
This being said - to keep the payments going, you would have to accept other forms of payment - MB, pr op ay, paym ate whatever - or open up a payment processor like CCN ow or author ize.net and coerce your clients to pay you outside. | 
