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You need to verify the Paypal account as soon as the deposits land and then immediately remove the account.

I've use this method on 5 accounts and it has worked on all of them. Could be down to the individual bank.

I hear where your coming from but from past experience p/p look very closely at accounts that are continually having bank accounts added and deleted. It makes them very twitchy.

Basic bank accounts are easy to come by so I don't know why people persist in trying to set up solid working accounts using savers, they will cause unnecessary headaches that are easily avoided.

Never had a problem with any of them.

90% of my accounts are set up with basic accounts. Variety is the spice of life and I like to keep a lot of accounts

Make sure the DD mandate is on when you open the account

Thanks for clearing it up for me.

Now for my new question :)

Is there any savings accounts that allow DD mandates in the UK? i take it on Canada they do because of rsot just said.

None that I'm aware of.

Whats the fixation with saver accounts just use basic banks accounts.:confused:

Because you can churn the savers out online for fun.

Opening lots of basic banks accounts involves going into branches, asking for them which makes me feel dodgy as hell. Crazy to think that way seen as the banks have been pulling the dodgy stunts over the years and the big stink thats in the news now.

You can also open basic accounts online just as easily if they are able to identify you electronically.

I have never had to go into a branch to open one with any bank.

Now that sounds good!

The problem is i am not registered as living at my address. I take it thats what you mean by identify electronically?

Do you know if we can open more basic bank accounts online at banks we are already members of? We'd sorta be identified electronically that way also?

Existing customers normally have few issues with opening new accounts.

Online man?

Was I talking about anything else?

I dont know was you? i'll read between the lines here an guess at no. Thanks for your help.

Read what I said.

I have never had to go into a branch to open a basic account with any bank therefore I must have opened them online. This applied to being both a new and existing customer of those banks as the are able to identify me by electronic means.

No need to read between the lines and guess wrongly.

If you are already with a bank you do not have to give identity again

If you have halifax or RBS easy cash or vise versa you will not have to give id again.

well i never have.

When i tried creating (new customer) accounts with halifax and RBS online both asked me to come into a branch with ID.

NoneOther, how were you identified by 'electronic means'?

I can open current accounts with my existing bank online but wouldn't it be suspicious if i opened 3+ current accounts with them in one week???

Electoral Register

noneother is right on the money with all his comments regarding savings accounts and i concur from my own experience

no need to wait until it gets kicked just leave well alone

there is an exeption to the "p/p will never accept that account again" rule

If you do it this way you need two savers and the second one you add has a limited shelf life.

If you remove it hen you have the two small deposits added to your PP , you can re attach the same savers again without submitting the DD mandate.

this way the savewrs should last, also it stops pp taking money from your bank account if things go tits up.

Something you can not do with current accounts.

Some isa's but most are limited by the amount of money you can add.

For example i have added a lloyds and halifax but then stopped using them becuase i could only add so much funds TAX FREE or not.

How do you access your money with halifax '' Online Saver '' do you transfer it online to another bank account? ive read its only online access