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Correct me if i am wrong here, but doesn't the USA work in the same way as the UK,
in that every time you open a bank account, the bank searches your credit references online, to see if you are worthy of a bank account?:nerd:

So this means opening 4 accounts at 7 banks = 28 credit profile searches... surely banks will pick up on this and cause a red flag there... :spy:

Anyway, it all just sounds a little to risky for me.:shhh:

Canada does this. US major banks do it too Bunneh

um, that's UK banking matters more so than USA.

You can not do what you want to do and be paperless...:typing:

Correct me if I'm wrong GreenBean, but when I said "Paperless" I was referring to the way my bank (Chase) sends my statements currently. It's electronic for most of my paperwork (monthly statements). They still send junk once in a while.

Can we use Savings Accounts in the US?

From what I read(need to be more careful of what country people are referencing) but isn't the problem with Savings accounts the (DD) Direct Debit feature?

I have no idea how this works in the US.

Thanks.

Of course savings accounts are usable in the USA.

That plays to your advantage in bank account selection & numbers.

US banks use ACH instead of direct debits. (Automated Clearing House).

btw, just post like everyone else....

all this bold, color etc gives us the shudders.

We think's it's PAYPAL
:pound: