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  #1  
Old 04-28-2012
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Default PC Financial crooks!

PC Financial! PayPal tried to withdraw money (dollar each) and since my bank account had no money I paid 45$ for EACH OF THE TRANSACTIONS!

I called them and spoke with their supervisor and he said that they usually don't refund NSF fees but they will make exception this time and will refund me only 8 transactions!

Crooks both Paypal for withdrawing from my account and PC for charging 45$ for each dollar!
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Tose od fees are harsh! Why did paypal keep charging you over and over?
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Old 04-28-2012
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Holy crap.

Why are they trying to withdraw?

Are you using this to verify then?

If so you need to make sure you have the 1.95 in the account every time you add it to your pp.
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Old 04-28-2012
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No they are withdrawing it because I was buying one dollar items on eBay in order to get some feedback. but instead of charging my credit card they started charging my bank account which had no fund yet.
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Old 04-28-2012
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Yeah i know what u mean had this happen to me before. Now i alwsy look at the funding source before clicking comfirm payment.
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Old 04-29-2012
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Quote:
Originally Posted by stanislav View Post
No they are withdrawing it because I was buying one dollar items on eBay in order to get some feedback. but instead of charging my credit card they started charging my bank account which had no fund yet.
Did you have it set up to take from the cc?

You are buying 1.00 for fb? Can I ask why?
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Old 04-29-2012
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Hi Sandy I am sorry if I ignored you before. I didn't mean to. I know you have tried to help me out before and I sort of never actually replied to you directly if I am not mistaken. Anyways don't think I am ignoring you on purpose or anyone for that matter. My life is such a roller coaster (not in a good way) right now that sometimes I don't know how I will be able to continue living this way.

If I remember it correctly I always buy and add CC to my new eBay/Paypal account and then I buy items which are worth 99 cents in order to get at least 15-20 feedbacks. But now I am planning to go the risky way and try to buy items worth one cent. Many of them. I know this is risky but I never tried it before. Many people say eBay can close me for feedback manipulation but I have a feel that it is not always the case.
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Old 04-30-2012
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Quote:
Originally Posted by stanislav View Post
Hi Sandy I am sorry if I ignored you before. I didn't mean to. I know you have tried to help me out before and I sort of never actually replied to you directly if I am not mistaken. Anyways don't think I am ignoring you on purpose or anyone for that matter. My life is such a roller coaster (not in a good way) right now that sometimes I don't know how I will be able to continue living this way.

If I remember it correctly I always buy and add CC to my new eBay/Paypal account and then I buy items which are worth 99 cents in order to get at least 15-20 feedbacks. But now I am planning to go the risky way and try to buy items worth one cent. Many of them. I know this is risky but I never tried it before. Many people say eBay can close me for feedback manipulation but I have a feel that it is not always the case.

I do that all the time.
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Old 04-30-2012
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Don't blame PC for this, all banks charges you nsf if you buy without enough balance. Did you remember seeing the funds source when paying?

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Old 04-30-2012
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YOU MUST ALWAYS CHECK THE SOURCE OF PAYMENT - I know pp tries to force you to use bank but you have to MANUALLY change it to credit card. I know the fees on NSF suck majorly these days but you cant be lazy on your checks and balances with pp. Good work on managing to get 8 transactions reversed but don`t repeat. Be careful.
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Old 04-30-2012
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$1 per transaction

why so little.....

if you was in UK you would probably get charged alot more
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Old 04-30-2012
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Quote:
Originally Posted by stanislav View Post
PC Financial! Crooks both Paypal for withdrawing from my account and PC for charging 45$ for each dollar!

Sad Stan for not reading the T&S of the bank.


These pirates charge for being over-drawn. As the customer you should have checked this first.

Any bank offering a checkig account latches on its right to CHARGE if the account becomes overdrawn.

Compound that with paypal and the customer losses a lot of money.

A UK bank took US$280 in a similar type of case.
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