I'm curious about this too. I had a claim opened against me, closed and decided in the buyer's favor in literally one hour. It was unreal and the first Paypal claim I've ever had. I never even got a chance to respond!
The buyer is a total cock and trying to keep the item and the $300 he paid for it. Right now, all we could get Paypal to do is agree to tell him to return the item.
This experience has scared the crap out of me.
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As of now, all my Ebay accounts are not stealth. Any Ebay & Paypal experiences I relay are based off non-stealth accounts.
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