What Is Your Take On....

corleone · #23 03-01-2013

Nice!! Chase is great.

Roscoe · #24 03-01-2013

Quote:

Originally Posted by corleone

Nice!! Chase is great.

I think Chase is THE best. I stopped opening accounts there because regardless of what that manager stated I didn't want to have all my eggs in one basket.

I also have BOA, they are probably 2nd in my books.

Now looking at Credit Unions. Some are very liberal with their guidelines. Plus low fees and tons of benefits.

BTW, I transfer all monies out of Chase and BOA within 24 hours. Don't want to log in one day and see accounts frozen, aka PayPal.

Learned my lesson from PP, real hard.

corleone · #25 03-01-2013

They froze your bank accounts?

Roscoe · #26 03-01-2013

Quote:

Originally Posted by corleone

They froze your bank accounts?

PP froze my PP account with a ton of money in it, enough to buy a nice Mercedes.

But previous to that happening I had done a withdrawal for $4,000.00

I transfered the money out of my bank account that day (lke I normally do) then PP tried to Reverse the funds the following day.

At the time (about 18 months ago) I was very naive about PP (never read the TOS) because I never had any problems with them. Had my account since 2002.

I had a business LLC account fully documented. It was a real business.

PP didn't freeze my Bank accounts but had I not transferred the money out I could have had bounced checks, debits, etc...

I closed that Bank account that day.

boost · #27 03-01-2013

I have Chase - I know the manager there and a few of the bankers...they all love when I come in. Opening more accounts isn't a problem. The thing that's the problem is building all of the accounts up...I will work on the 3 I have now and once those get up to par, I will be good...until that 200 transaction mark anyway.

As far as moving off of ebay...not for a while. Sad thing is, you can find what I sell cheaper on the internet or store but people flock to ebay and bid it up and end up paying more. Works for me.

Sandy D · #28 03-01-2013

With buyers who are willing to do this why would anyone ever leave it.

I love it when two or three bid each other up in the last few minutes.

I love watching the cat fight to bid my items up in huge chunks.

Puts $$ on my eyes.

Good for you boost!!

boost · #29 03-01-2013

I love watching last minute bidding wars...I've had several instances where they ask me if I have another of the same item and that they'd like to purchase. Sometimes people take second chance offers right away when I send them out.

Sandy D · #30 03-01-2013

I had an awesome bidding war on an item recently when the winner wrote me right away after the auction ended and I sent the invoice.

Please cancel my bid, I did not know that I would win this item and bid by mistake and I dont want this item for this price.

Proceeded to file a NPB and of course here comes the message. I do not want this item and because my bid was a mistake I am not longer obligated to take it.

Oooook.

Sent second chance to back up bidder who took it for 3x the current market value.

Blocked idiot buyer and walked away happy.

Bidding wars make us both money!

boost · #31 03-01-2013

I had one like that...! He bid within the last 2 minutes of the auction. Wins, then less than 10 minutes after the auction ends he says he can't purchase the item like he intended because his bank account is frozen due to suspicious activity.
I ignored his message and waited the painful 4 days...filed NPB and waited another 4 days. Finally closed it out and got my fees - buyer never contacted me during the whole time the NPB case was open.

I kept checking his feedback to find he bought other stuff just a couple days after winning my auction. Whatever, no matter...I sold it anyways to the next highest bidder, which was only a few bucks cheaper.

rsot · #32 03-02-2013

Legit can work but keep in mind that you should still have LINKFREE backups. If your main account ever goes down, you have burned your personal info with eb or pp forever (give or take).

GreenBean · #33 03-02-2013

Quote:

Originally Posted by boost

There are pros and cons to either choice...I am starting to resent ebay moreso than before. Really exhausting.

It appears to me you are hanging ALL your hopes on this one account carrying you to success.

The risk I see is that doing this will carry you to martyrdom.

Not for one moment do I feel that ebay will not at any time turn around and zap you. Your legitimate info, your hard work are going to mean not one naffin' iota. Know of far too many others whose untouchable accounts were killed.

I've noticed in a couple of posts you have said, it's exhausting. Well, it is. I would suggest, boost, that you hold off on making choices for a couple of days.

I am not sure you are in a good enough place to finally pick a course of action to deal with ebay. I am not saying you can not do so. Get thro' this drama with the theft by that buyer.

Reappraise what you will do, after recharging your batteries.

Just let me remind you. ebay will strangle you. They will do so regardless of what info is on the account. Appreciate that happening, then decide. Do not rush.

boost · #34 03-02-2013

I know it is inevitable that one day ebay will give me the hammer. I KNOW this...that is kind of what I am wanting some input on. Should I keep selling on this account until they kill it, having the paypal earnings reported to the EYE ARE ESS, or should I just stop before the 200 transactions and move on? I am not trying to say oh yes this account will last forever so it's such a hard decision....no, I am saying should I keep going until the inevitable happens OR should I stop while ahead and move to other accounts and NOT let this one go over the 200 transactions for earnings reporting.

rsot · #35 03-02-2013

Why dont you spread sales over several accounts and keep the transactions away from maxing out?

GreenBean · #36 03-02-2013

Quote:

Originally Posted by rsot

Why dont you spread sales over several accounts and keep the transactions away from maxing out?

Because he appears to be asking about the one account.

from what I read, he knows about making others.

His main issue, and pertinent to the thread, is WHAT TO DO WITH THIS ACCOUNT.

mercurial333 · #37 03-02-2013

Quote:

Originally Posted by Roscoe

I think Chase is THE best. I stopped opening accounts there because regardless of what that manager stated I didn't want to have all my eggs in one basket.

I also have BOA, they are probably 2nd in my books.

Now looking at Credit Unions. Some are very liberal with their guidelines. Plus low fees and tons of benefits.

BTW, I transfer all monies out of Chase and BOA within 24 hours. Don't want to log in one day and see accounts frozen, aka PayPal.

Learned my lesson from PP, real hard.

Banks are just as bad as Paypal. The good thing is there is many of them, so if one shuts you down, you move on to the next.

They also don't sit on your funds for 6 months, and will usually give you a 30 day notice to clear your "desk".

boost · #38 03-02-2013

Quote:

Originally Posted by rsot

Why dont you spread sales over several accounts and keep the transactions away from maxing out?

Quote:

Originally Posted by GreenBean™

Because he appears to be asking about the one account.

from what I read, he knows about making others.

His main issue, and pertinent to the thread, is WHAT TO DO WITH THIS ACCOUNT.

Just going to be done with this account after this month. It'll put me in the ballpark of 200 transactions....maybe I will leave ebay with the bill for the fees

Then build up the other accounts...guess we will see what happens.

Roscoe · #39 03-02-2013

Quote:

Originally Posted by mercurial333

Banks are just as bad as Paypal. The good thing is there is many of them, so if one shuts you down, you move on to the next.

They also don't sit on your funds for 6 months, and will usually give you a 30 day notice to clear your "desk".

I've never had a problem with Chase or BOA (knock on wood).

rsot · #40 03-03-2013

Recently worked with BoA - no issues there