Routing number questions

H4ck · #1 06-22-2015

If my PayPal account details are in Michigan but I opened my bank account in another state let's say Utah should I use the Utah routing number or the Michigan routing number?

jeffweico · #2 06-22-2015

Use whatever routing number your bank gave you. It won't make any difference to PayPal.

If you are UNSURE of what the routing number should be, then ask your bank. Using a routing number that is not associated with your account number will result in a deposit to somebody else's account, or in the deposit being returned because the bank counld not identify the customer.

H4ck · #3 06-22-2015

I just added my bank account on PayPal I added a savings account but I noticed on the PayPal screen it says checking should I be worried?

jeffweico · #4 06-22-2015

I have used savings accounts before with no problems at all. PayPal cannot tell from an account number whether or not the account is a savings or checking account.

123 · #5 06-22-2015

Yeah you have nothing to worry about as long as its a USA bank, the particular state it was opened in makes no difference. A lot of banks use the same routing numbers for multiple states anyways

jeffweico · #6 06-22-2015

Yes, and banks can use routing numbers however they please once they are assigned to them. There are no standards for them, which is why it would be difficult for PayPal - or anyone else - to make any decisons based on what the routing number of your account is.

rsot · #7 06-23-2015

You would use the regular routing number of the branch state your bank is registered in - nothing to worry about

ithelps · #8 12-28-2015

Can PayPal trace your bank account and routing number to see whom owns the account?

slokor · #9 12-28-2015

No they cannot.
They do not have access to the name of the bank account holder or his personal information.
Not without a court order that would force the bank to give up that sort of information.

GreenBean · #10 12-28-2015

Quote:

Originally Posted by ithelps

Can PayPal trace your bank account and routing number to see whom owns the account?

Only if they obtain a court order.

But , if you make a deposit/transfer, the name could be seen.

What is your worry?

ithelps · #11 12-28-2015

Quote:

Originally Posted by GreenBean

Only if they obtain a court order.

But , if you make a deposit/transfer, the name could be seen.

What is your worry?

No worries. The point of stealth is to be stealth.