 New PP account, misspell your name by 1 letter.
You can reasonably change one letter in your last name, in a new PP acctunt, to prevent a match.
In the US there is an abundance of foreign names, and misspelled foreign names often end up in documentation. The US is therefore tolerant of name mis-spellings.
If your first acct was in the name PARMINDER, your second one could be PRAMINDER.
Don't put the misspelling at the END of the name, the 2 names may still sort next to one another in an alphabetical sort.
Put it close to the beginning. Second letter is good.
First letter changes might be very difficult to propagate to other documents, so don't try it.
You can call your credit card CO, and tell them they misspelled your name, and you need to correct the second letter. All issuers have done it for me with no questions.
This new name will then verify during a credit card check.
The bank info will verify anyways, since they dont match names.
Even with a name like SMITH you could tell the credit card, "Hey, it's actually SUMITH, I'm from Bangladesh." The data entry guys must have missed the "U".
Change your address on the credit card to a new (of fictitious address) for just long enough to get the card verified with Paypal.
Make sure you also choose "paperless statements" on that credit card, to prevent statetments from going to a fictitious address.
2 months later change the address back (not the name)
Don't make address changes in Paypal midcourse.
I think any address change in the first year after opening can add some pints to your risk number. More than one address change in a relatively short time is a big red flag.
More than one "active address on file" also adds sme risk points. You should not be in 2 places, regardless of what explanation you have for it. Chances are you'll never have the opportunity to produce the explanation.
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