The credit/debit card I have on file is a Paypal Topupcard , sad to lose the card, loved getting my funds in 24 hours .
I didn't get anything in writing regarding the DD.
When Paypal limited my account, they reversed the transfers that I had in place at the time. Since then I have been receiving these emails due to numerous customer refunds:
We issued a full refund of £xx.xx to xxxxx for this case (xxxxxxxxx). When we refund a buyer for a case, we'll charge your preferred payment method. However, there was a problem charging the reimbursement payment method you have on file.
Because the buyer has already been refunded by eBay, you don't need to issue a refund to the buyer, but you do need to update your reimbursement payment method or add a new one by contacting us. Your preferred payment method will be used for current and all future cases.
The reason I don't want to close the account is because I have travel insurance with the account, and I am based overseas. But if it come to it, I will cancel.
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