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-   UK eBay & Paypal (https://www.aspkin.com/forums/uk-ebay-paypal/)
-   -   Just A Heads Up !! (https://www.aspkin.com/forums/uk-ebay-paypal/70174-just-heads-up.html)

Bulldog 02-10-2014 05:21 PM

Just A Heads Up !!
 
But I just wanted to give you guys a quick heads up.


I opened a stealth PayPal account a couple of weeks ago and a couple of days ago I received this email from paypal:

Your bank has let us know that you can’t use your bank account ending in **** to fund PayPal payments. If you already have a card linked to your PayPal account, we’ll use it to fund your future payments.


Maybe they tried to take something like 1p from the account and it has been flagged and they now know my real details from the bank account.

I'm not sure but if I find out anything then I'll post back.

JamesNorth101 02-10-2014 05:23 PM

Re: Just A Heads Up !!
 
What type of bank account is it?

Current, savings ect

Bulldog 02-10-2014 05:32 PM

Re: Just A Heads Up !!
 
Quote:

Originally Posted by JamesNorth101 (Post 527454)
What type of bank account is it?

Current, savings ect

It was a savings account but they shouldn't know that unless they tried to take funds from it.

JamesNorth101 02-10-2014 05:33 PM

Re: Just A Heads Up !!
 
Saving accounts reject DD mandates. That is why you have had that message. Nothing to do with taking funds from accounts.

Bulldog 02-10-2014 05:39 PM

Re: Just A Heads Up !!
 
Quote:

Originally Posted by JamesNorth101 (Post 527460)
Saving accounts reject DD mandates. That is why you have had that message. Nothing to do with taking funds from accounts.

Hmmm...

I've never received that email in the past when using saver accounts.

Does that mean they now have the real details on the bank account?

Also will i still be able to withdraw to the account?

JamesNorth101 02-10-2014 05:43 PM

Re: Just A Heads Up !!
 
Should still be fine to use but make sure PP never tries to draw from the bank account.

Generally it is best to use a current account or a savings that does accept the DD mandate.

GreenBean 02-10-2014 05:46 PM

Re: Just A Heads Up !!
 
Quote:

Originally Posted by Bulldog (Post 527459)
It was a savings account but they shouldn't know that unless they tried to take funds from it.

What are you taking about?

paypal will know by the sort number what type of account it is.

No bank account types are unknown to paypal.

:juggle:

Bulldog 02-10-2014 06:09 PM

Re: Just A Heads Up !!
 
Quote:

Originally Posted by Greenie (Post 527464)
What are you taking about?

paypal will know by the sort number what type of account it is.

No bank account types are unknown to paypal.

:juggle:

Like I said, I don't know what the message means (I'm just guessing) but I just wanted to give you guys a heads up as I've never received this email before and I've never seen it mentioned on the forum.

This PayPal account also hasn't been linked to eBay yet so I've not submitted any DD request's.

So do you think they just sent this email because of the sort code ?

Bulldog 02-10-2014 06:12 PM

Re: Just A Heads Up !!
 
Quote:

Originally Posted by JamesNorth101 (Post 527463)
Should still be fine to use but make sure PP never tries to draw from the bank account.

Generally it is best to use a current account or a savings that does accept the DD mandate.

Yeah I never give PayPal a reason to take funks out of a bank account.

I just thought it could be a new tactic...lol


But like I said, I've not linked this account up with eBay so I've not submitted any DD mandates.

GreenBean 02-10-2014 06:17 PM

Re: Just A Heads Up !!
 
Quote:

Originally Posted by Bulldog (Post 527470)
Like I said, I don't know what the message means (I'm just guessing) but I just wanted to give you guys a heads up as I've never received this email before and I've never seen it mentioned on the forum.

This PayPal account also hasn't been linked to eBay yet so I've not submitted any DD request's.

So do you think they just sent this email because of the sort code ?

I have had an email like that about 11 months ago...

:peace:

Bulldog 02-10-2014 06:25 PM

Quote:

Originally Posted by Greenie (Post 527474)
I have had an email like that about 11 months ago...

:peace:

Then you should have told us :thumb:

Was you able to use the account as usual?

GreenBean 02-10-2014 06:28 PM

Re: Just A Heads Up !!
 
I have advised users to avoid using savers.

That covers the issue for me.

Account is not used on ebay. It's an experimental one.

:peace:

GoteBay 02-10-2014 06:29 PM

Re: Just A Heads Up !!
 
Quote:

Originally Posted by JamesNorth101 (Post 527460)
Saving accounts reject DD mandates. That is why you have had that message. Nothing to do with taking funds from accounts.

Not in Canada. My bank account linked to my legit PayPal is savings and works well both ways.

There is something different from the account being savings.

GreenBean 02-10-2014 06:34 PM

Re: Just A Heads Up !!
 
Quote:

Originally Posted by GoteBay (Post 527481)
Not in Canada. My bank account linked to my legit PayPal is savings and works well both ways.

There is something different from the account being savings.

UK does differ form the other countries.


Way back when, we never recommend 'savings' for the UK. Always went for current or basic accounts.

Idea is to have a bank account attached that attracts a limited amound of attention.

:mod:

biglouis999 02-10-2014 06:45 PM

Re: Just A Heads Up !!
 
I already have a "savings" account attached to my PP account as one of my 3 bank options.

This is a Santander account.

PP does not seem to have any problems using it as a funding sounce when I have no actual finds available in my PP account.

This s not a stealth account and has been going for 8+ years.

penfold 02-15-2014 01:17 PM

Re: Just A Heads Up !!
 
Interesting...


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