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eBay sent the debt collectors
 

Okay so I've got like £600+ sitting in my limited PayPal, it has been like this for a few month now. I owe eBay £80+ but refuse to pay it out of my own money, I really don't understand the logic in blocking their own company from taking their money out of my account so I'm waiting until I get access to my money so that I can pay it.

The account is a ghost account but was linked to my original limited account through IP address I believe.

They've sent some debt collector in a bid to get the funds from me. I am not paying this out of my own money, there is no way that is happening so they can wait a few more months like I'm doing. I shouldn't have to wait 6 months to get my own money to say they can wait the same time, surely?

I'm not sure if eBay would approve but oh well.

I am worried if they will go to the lengths to find out who I really am? So far they haven't. As far as I'm concerned I don't even have to pay their fees if I don't want to (suggested by somebody on here)

Also, can I get my funds 6 months after my last sale or 6 months after the limitation. Thank you!

Re: eBay sent the debt collectors
 

As if...

You are in bad standing with ebay, paypal will give you nowt, nothing,nada.

:nono:

Re: eBay sent the debt collectors
 

They are not the same company. They split up a while ago now

If I was in your position I would just pay the £80 and then wait to get the money out.

Is it really worth the stress you could have over them sending bailiffs after you if it came to that for £80?

Re: eBay sent the debt collectors
 

Thanks for the advice.

I got an email from Deb Solutions (Holdings) Limited

Can anybody confirm if it's 180 days from the last sale or limit?

Re: eBay sent the debt collectors
 

Best thing you can do is give eBay their fees. You did use their service so you should pay their fees

Then in 6 months you can get your money out of the PayPal

This will save you worrying about bailiffs ect and it is the right thing to do

eBay and PayPal are not the same company anymore

Re: eBay sent the debt collectors
 

You do need to care if this has gone as far as a debt collector.

Act to lower any and all risks of paypal deciding to be antsy with you.

They have form for doing this.
:peace:

Re: eBay sent the debt collectors
 

From the limit notices.

:peace:

Re: eBay sent the debt collectors
 

do threy have a court order ? i dont think they will have one. ebay may have sold the debt . without a court order they can do nothing . if they go to court you get the opportunity to reply before a judgement is made. without a court order they cannot enter your premises

Re: eBay sent the debt collectors
 

Likely 180 days from date of limitation for your money - debt collector harassment likely to continue

Re: eBay sent the debt collectors
 

Not wanting to repeat myself again, but do you really want all this possible hassle over £80....

If they wanted to get a court order against you it would be pretty cut and dry.

You did use their services and you do owe them a fee. Pretty easy to find in their favour

You would then also have all the added costs of a court order and it would go from £80 to £100's very quickly.

Just pay them their money and wait out the PayPal....

Re: eBay sent the debt collectors
 

It is as simple as this. The way the eBay and their debt collector look at it, you are talking about 2 separate issues. And technically, they are correct. It is what you agreed to when you signed up.

Is eBay going to take you to court over it? Probably not. But if they have any way of linking this to you, then you could have a black mark against you on your credit report for 7 years. And you may not care right now, but a few years down the road when you want to by a car or a house, or whatever and you need credit THEN you will care.

But if there is no way to link you, then that will not happen. But is it REALLY worth the stress? I could see it of your money is now so limited that you can't feed you kids, but if you have the money, I would say just pay it so you don't have to worry about it.

Re: eBay sent the debt collectors
 

With all due respect Jeff, this is incorrect from a UK point of view...

Re: eBay sent the debt collectors
 

You usually get approx 5 letters from the appointed debt recovery company and then a couple of solicitors letters as well then thats it - in my experience when i got scammed over a pair of trainers and refused to pay up.. howeer listen to James North and just pay up the 80 notes -

Re: eBay sent the debt collectors
 

in the UK its 180 from the last incoming payment into your account not the suspension date

Re: eBay sent the debt collectors
 

Its 180 days since the last payment into the account

Although they can be a bit awkward about it if the limitation was well after the last payment into the account

Re: eBay sent the debt collectors
 

what kind of stealth account, accessible address?

you got emails but did you get letters - where are any letters going.....

Re: eBay sent the debt collectors
 

This.

Every single day there is a post about the same problem: somebody has to pay for the services that they used, but because they don't have directy their name on the bill, they think that eBay/Paypal should get their money from the God above.

Jesus people, what the **** is wrong with you?
Is the £80 really worth the trouble? Is it really worth to have some grumpy looking dudes turn up at your house? Try explaining that the the fella who doesn't even know how to operate a flip-phone and who eats protein powder without milk before he leave the house in the morning.

**** sakes, life is not THAT difficult- Why do people get butthurt and act like they have all the rights NOT to pay the invoices? I mean, seriously man?

Re: eBay sent the debt collectors
 

You used their service, pay their fees.

Re: eBay sent the debt collectors
 

it is to me because i could do with the £80. at no point am i disputing that I shouldn't have to pay for the services, I am just withholding that payment until I get my money. it is worth the stress for me, maybe not for you.

i will hope for the best or pay in the future when i'm better off.

thanks for the advice

Re: eBay sent the debt collectors
 

For me it is always 180 from the limitation date.

If the debt collectors actually have your address I would pay the fees. Only think that can happen is that the fees keep going up for each reminder and you have to pay anyway. Best case scenario you pay for it in 6 months but is that worth the risk?

Re: eBay sent the debt collectors
 

I am surprised ebay dont take there monies from paypal this would make life more pleasant for everyone
I once made ebay wait 180 days for PayPal to release funds this was many years ago
and I only did it in-case PayPal played silly buggers and kept my money
they paid me and i payed ebay same day

Re: eBay sent the debt collectors
 

20 replies and you're still debating paying them over £80.... use a bit of savvy and pay them what you owe otherwise you'll be back on here with another post saying you now owe them hundreds of £..... easy 'business' decision, pay the fee while it's low.

Re: eBay sent the debt collectors
 

Do they really send collectors to your home in the UK?

Re: eBay sent the debt collectors
 

They could do yes

We have few types of bailiffs in the UK as well as 'debt collectors' who sometimes use the fact that people do not fully understand the rights or understand the difference between debt collectors and bailiffs

Pretty much anyone can become a debt collector and they do often turn up at houses demanding payment without any real authority behind them

Without a court order it would be these debt collector that get sent to a persons home.

Because they don't need to pass tests or be certified by the courts they tend to use all sorts of scare tactics.

Re: eBay sent the debt collectors
 

dont pay till you have to

Re: eBay sent the debt collectors
 

We all know paypal/eBay can be a pain but we have to work with them, that means playing by there rules. Just pay it if I was you, it may not be stressful now but the longer it goes on the more the fees are going to go up £80 quid could turn into £800 quid

Re: eBay sent the debt collectors
 

Yes, if the debt warrants the action.

Quite a serious business too.

:ranger:

Re: eBay sent the debt collectors
 

Dmshark25

Here is a link for a UK debt collectors show on TV

Can't Pay? We'll Take It Away | Channel 5

Re: eBay sent the debt collectors
 

yes but 'cant pay' programme is court ordered, usually high court ones.
that is the different from debt collectors someone previously eluded too...addictive TV though - I watch it all the time!

Re: eBay sent the debt collectors
 

I've had collectors/bailiffs visit me once, last year. Funny thing about it, wasn't even after me!

Did scare me straight tho, as they didn't look too happy at first! Then when they found out that the person that they are after moved out about 2 years ago they were super friendly and I even invited them in and let them use my WIFI because they had to contact the office but couldn't get 3G working.

They are just doing their job I guess, its a ****ty job, but they have to do it. I wouldn't like them turn up at my house, looking for me- Its their job to be super scary and they just go all in on the intimidation tactics. Kinda creepy, but I guess the people who need to visit are not really THAT nice themselves, if they don't pay the bills and avoid paying it until they need to send somebody in.

Re: eBay sent the debt collectors
 

If you ever find yourself at the receiving end of an unfair debt to Ebay, people can use the template letter found here:

Sample letters to request a copy of credit agreement? - MoneySavingExpert.com Forums

They may after some time, pass the debt onto another company who will try again, you can then deal with them the same way

Re: eBay sent the debt collectors
 

Don't mix up balliffs/debt collectors/hce officers.

All have very different powers and very different roles. A lot will also depend on what the debt is for. A debt with a utility company like British Gas is actually the worst, as it is the only scenario I know of where they DO NOT need a CCJ to be able to force entry to your property as there is already pre-existing legislation allowing them to do it. Council Tax debts, police fines, etc.. are also more severe and they can also use a locksmith to enter.

Re: eBay sent the debt collectors
 

The bailiffs who work for HMRC are the worst. They can break into houses without gaining peaceful entry first

Then its high court enforcement who can break in a change locks to a house and take goods, but only with a CCJ and then a high court writ being issues and only when a house is being repossessed.

Then certified bailiffs who need to gain peaceful entry first, when they have done it once they can come back at a later stage and break into the house

Then you have the debt collectors who can do naff all really, but like to pretend otherwise.

Gas and electric companies can only break into a house to fit a prepaid meter when all other avenues have been exhausted, and they cannot take items (as far as I am aware), just fit a prepaid meter.

Re: eBay sent the debt collectors
 

This is correct, they can only do it to fit a prepaid meter ,but they will load the meter with the debt. So if you owe £1,000 then that goes on the machine and has to be paid off at the rate they state before you even get gas. So if they say £20 pound a week for 50 weeks, then you need to put £25 just to get about £3 gas after they take their standing charge. You can't change providers during this time and if you move house then if the debt is over £500 it will transfer to the new house and will result in a new prepaid meter fitted even if the new home is supplied by a different provider.

This is correct also. Also a very good reason why you NEVER let a baliff into your home, and never keep doors unlocked and windows wide open.

Once a baliff is inside after making 'peaceful entry', (which isn't just a case of you letting him in, it could be him letting himself in through an unlocked door.), then he will try and make an inventory of goods you have to sell to cover the debt and baliffs expenses/auction costs etc.. He won't take the goods though, but let you keep them if you can agree with the people owed money to an installment plan, called a controlled goods agreement, or pay the whole debt off there and then. It is only if you don't keep up with the agreed plan he has the right to use a locksmith to gain entry to take the goods, after giving you notice. You can not sell the goods, or transfer ownership at this time, and any attempt to do so would be seen as contempt of court.

Only thing I would add is they HCE can break into a business premise at anytime, using a locksmith. As long as any transfer from ccj to high court takes place correctly, which costs £60.

As for HMRC, I have not had problems with them and would really not want to mess with those guys or you will never get a moments peace. I just know a bit about the above as I am owed a fair bit by someone who is not paying despite court orders to do so, and so have been researching all the various possibilities and outcomes.

Re: eBay sent the debt collectors
 

They have changed the window rule a few years ago (2014 I think)

It is worth noting that they can break into outhouse

They cannot make controlled goods agreement (walking possession order) if they cannot touch the goods. Some try to pretend that they can do it by just looking through the windows but that is not the case.

They can take a walking possession order of any items outside the house though (cars included) so long as you are the only owner. If even £1 is owed on a car to a finance company they cannot take the car

Yes agreed there. Business premises are exempt from all of this, which the council use to good effect when trying to get business rates owed to them

There are certain other goods exempt from being able to be taken by a bailiff (items used for work or for basic needs). They can take pets though!

Re: eBay sent the debt collectors
 

Dawg, I wanna see a bailiff take my cat one day- My little furry ****face will wreck that bailiff, hardbody karate.

Re: eBay sent the debt collectors
 

hes made his mind up he doesn't listen only talks

Unless there is an order from a court which you will have had the opportunity to respond to a debt collector has no powers at all tell them to sod off.

i held a rights of entry warrant for a national fuel supplier years ago. a debt collector has no powers or powers of entry unless you are stupid enough to let them in and then thay cannot take anything wthout bea a certified baillef worrking for the court and not ebay

when you get notice of disconnect from british gas it will have been issued with hundreds of others . unread by the court. once it arrives if you contact the court and ask for a judicial revue the court will grant that which will rescind the issued disconnect notice and British gas and leccy and council tax people will have to resubmit for a manual check by the court . at a cost to the utility company. Of course this is a delaying tactic B Gas always have ti=e option to disconnect in the street till the debt is paid. They usually make you pay the outstanding debt plus costs of reconnect a prepaid meter and after you aid all that they will probably insist that you pay one years money up front. before doing anything.

I don't think any laws have been changed much maybe codes of practice but Laws no.

Look on youtube for debt collectors calling for TV licence council tax and other debts. you dont have to let them in and you do not even have to respond to their questions. Ebat will not chase £80 through the courts its not worth their while. if a debt collector rings your number chances are they will be miles away from you. dont be fooled

Unless there is an order from a court which you will have had the opportunity to respond to a debt collector has no powers at all tell them to sod off.

Re: eBay sent the debt collectors
 

I think arktechs' 'goal for the day' was to get his post count up. :snicker:

Re: eBay sent the debt collectors
 

Any reason to repeat what you just said?

Chundering out posts day is it?

Geeze

:FF: