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-   UK eBay Suspensions (https://www.aspkin.com/forums/uk-ebay-suspensions/)
-   -   What's with the 0 Allowance ?? (https://www.aspkin.com/forums/uk-ebay-suspensions/87148-whats-0-allowance.html)

Callidus 10-09-2015 06:29 AM

Re: What's with the 0 Allowance ??
 
I am waiting to see this source as well..

realdeals 10-09-2015 09:44 AM

Re: What's with the 0 Allowance ??
 
Got more chance of Obama showing his 'real' birth certificate. :pop2:

unity006 10-10-2015 04:47 AM

Re: What's with the 0 Allowance ??
 
Quote:

Originally Posted by peghmeypong (Post 712339)
Do you have a source you can provide that backs up eBay and PayPal using credit reference agencies?

PayPal clearly say they do this in their Privacy Policy, since eBay and PayPal share information, eBay will use PayPals assessment to establish seller limits, I believe that is how it works:
https://cms.paypal.com/uk/cgi-bin/?c.../Privacy_print

Information about You from Third Parties
In order to protect all our customers against potential fraud, we verify the information you provide with the "Payment Processors" and/or "Credit Reference and Fraud Agencies" listed in the table under the section "Disclosure to Third Parties other than PayPal Customers" below. In the course of such verification, we receive personally identifiable information about you from such services. In particular, if you register a credit card or debit card or bank account with PayPal, we will use card authorisation and fraud screening services to verify that your bank or card information and address match the information you supplied to PayPal, and that the card has not been reported as lost or stolen.

If you send or receive high overall payment volumes through the PayPal Services, or if as a merchant have limited selling history, in some circumstances we will conduct a background check on your business by obtaining information about you and your business, and potentially (if legally permitted) also about your directors, shareholders and partners, from a credit reference or fraud agency such as Dun & Bradstreet, as listed in the table under the section entitled, "Disclosure to Third Parties other than PayPal Customers" below. If you owe us money, we may conduct a credit check on you by obtaining additional information about you from a credit reference or fraud agency, to the extent permitted by law. PayPal, at its sole discretion, reserves the right to periodically retrieve and review a business and/or consumer credit report supplied by such credit reference or fraud agency for any account, and reserves the right to close an account based on information obtained during this credit review process.

If you use your PayPal account to sell items, we may also collect public information about your business and your behaviour on social media platforms (such as the e-mail address and the number of “likes” and “followers”), to the extent relevant to confirm an assessment of your transactions and/or your business, including its size and the size of its customer base.

We may also collect information from members of the eBay Inc. corporate family or other companies (subject to their privacy policies). If you are sending transaction related communication on PayPal’s or eBay’s conflict resolution platforms to your buyer or seller, we may collect such information in order to assess your transactions and any risk associated with your activities, as well as for fraud detection, prevention, and or remediation of fraud, or other illegal actions or to detect, prevent or remediate violations of policies or the applicable user agreements.

peghmeypong 10-11-2015 06:12 AM

Re: What's with the 0 Allowance ??
 
We've all read the ts and cs, and every change is pored over on the forum

The fact is that PayPal don't run the details through the credit and fraud agencies at account creation - I've created several accounts in my real details and have never seen searches in my credit files.

PayPal and eBay may well use the agencies when they are chasing bad debts etc, but we aren't talking about that here.

Callidus 10-12-2015 10:06 AM

Re: What's with the 0 Allowance ??
 
Unity006 seems to take anything and everything from the T&Cs on eBay and PayPal and take it as gospel.

As mentioned above, those T&Cs are for show until possible bad debt occurs.

peghmeypong 10-13-2015 01:14 AM

Re: What's with the 0 Allowance ??
 
My advice would be to take the terms and conditions with a pinch of salt.

Bunneh 10-13-2015 02:22 AM

Re: What's with the 0 Allowance ??
 
The only time i have ever seen a search fingerprint on my credit profile was when i was lifting the receiving limit sometime last year.

richie2065 10-22-2015 11:41 AM

Re: What's with the 0 Allowance ??
 
Not true I made a ebay/PP account last week no different to whats mentioned above and its a 650/10 item - just has an entropay card attached.
There must be something that triggers it??

mao 10-29-2015 05:50 PM

Re: What's with the 0 Allowance ??
 
when i spoke to ebay rep (i know id be better speaking to the wall) they have always told me that before ebay gives a selling limit the selling account MUST be linked to a verified PP account, then you need to click "request more" it takes you to PP diverts back and every time ive done that (7 times this week) ive had 10/650. Maybe there is a way around it i doubt it though

harminder86 11-07-2015 07:19 AM

Re: What's with the 0 Allowance ??
 
ive noticed that to they say 0 listing and then after your a seller you get 10 to list lol


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