Forum

mp credit check
 

So across a few forums, it appears that people think a credit check is performed and then they get the boot (mainly on stealth docs).

Does anyone know if a credit check is 100% performed or is this just speculation?

Re: mp credit check
 

eBay have always done credit checks on accounts

Its nothing new. Its not the reason for the recent limitations

Re: mp credit check
 

How has Ebay "always done" credit checks? Before MP they never had anything besides names and addresses.

Re: mp credit check
 

They still used to do credit checks. Maybe its different in the US but that has always been the case in the UK.

Re: mp credit check
 

Do you know what the reason is then?

Re: mp credit check
 

It is not Ebay,it is PAYPAL as it is the sole [payment processor on Ebay

Re: mp credit check
 

It is the credit check that is supending the accounts. You can't say that eBay did that in the past, as that's not true. In the past you could name yourself abc def and your account would not be limited.

Now, ebay OR their partner to managed payments are doing a sofisticated credit check, and supending accounts.

Re: mp credit check
 

Ofc he don't know. Have you seen him talking about his experience? Or how many stealths he has sucessfully registered for MP? You didn't and you will not, because he is not here to share is experience or to help.

It's far more simple to write 2 or 3 setences which add nothing, and have not value.

Re: mp credit check
 

Your clearly quite new to this all. You may want to read around.

I have posts from years ago talking about eBay running credit checks.

Its happened for years and its NOT why accounts are getting limited. Its a factor of other things not the credit check itself.

Re: mp credit check
 

What is it then?

Re: mp credit check
 

I have sent you a PM...

Re: mp credit check
 

No i'm not new. You are assumming it wrong.
You saying the limitation is not because of the credit check done is what is far off.

You clearly lack experience about that.

Re: mp credit check
 

I look forward to you demonstrating how its 100% down to a credit check

The fact that you didn't know eBay used to do credit checks in the past does show that you are relatively new. Again their are posts about them doing checks going back years. Its not anything new.

Re: mp credit check
 

I look forward you to show it's not 100% do to credit check.
Tell us how many stealth you have right now using Managed Payments?

Not registered, with docs accepted, because that everyone achieved. i'm speaking about using MP.

Ambiguous statments, that you have no proof, it's what it is...

Re: mp credit check
 

Wonderful answer that is totally meaningless

You have said its 100% to do with the credit check. Again would be great for you to share how you are 100% certain of that

Re: mp credit check
 

You said it was not about credit check.
It would be good you to share how you are 100% sure about that.

I imagine how good are your pm about this topic lol

Re: mp credit check
 

Because I have actually tested it out as have other people that I talk to.

Like I said, which you can believe or not believe, eBay has done credit checks for years. Its nothing new and its not the issue.

Clearly you know better though so little point getting into a back and forth over it.

Re: mp credit check
 

Again, the credit checks done in the past have nothing to do with the credit checks done now.

Re: mp credit check
 

That was a fast change of tone

Re: mp credit check
 

Not change of tone, you are not smart enough to understand what i've said.

What ebay did in the past is not the same they do now. it's simple.

Re: mp credit check
 

I guess not. Shall leave you to it as you clearly have it all sorted

Re: mp credit check
 

Don't worry about me. When it comes to **** chat, you write a lot... that's something clear and visible.

Re: mp credit check
 

Why keeping the things secret.. I suppose this forum is about helping or is it something else?

Re: mp credit check
 

It is not Ebay,it is PAYPAL which does the credit check.
When you want to use Paypal to make large payment,you call Paypal and they will do a credit check on you plus review your past activities.
It has also known t o do credit check and other checking for business accounts,those who default on their own merchant account deficits,it is well known before a business fails ,it will order large quantity of goods from suppliers on credit and not pay them,if there are chargebacks with their merchant account,they just emptied or closed their bank accounts and the banks which provide the merchant account end up holding the bag.
Then they come to Ebay to liquidate their free inventory using Paypal to accept payments,Paypal will tap into a data base of merchants who have defaulted on their past accounts.
I recall when I SIGN Up with Paypal ,I agree to allow Paypal to do a credit report if it wishes,for most individual sellers it wont bother.
It was in their terms and agreement then,

Re: mp credit check
 

These days ebay is also doing soft checks just before MP activation that is the fact now.. You guys want to believe it or not.

Re: mp credit check
 

Ebay has a giant merchant account with Ayden,we are all sub accounts under Ebay ,so Ebay needs to check if our credit is any good.
any dispute ,chargebacks hit Ebay.

Re: mp credit check
 

That's right

Re: mp credit check
 

I can believe it, but surely there must be more to it.

If an ebay user has a "thin credit file" are ebjust gonna say no and deny the conversion to mp? What about young ebayers or people who have immigrated from abroad like studsents. All of those people will not have a credit file. Surely they cannot just say no to what is potentially a lot of revenue. Hopefully there must be more to it than just a poor credit rating. I am sure there are many ebayers who have a poor credit score - will they also be denied because they are too high a risk?

I wish I had more time to experiment with accounts and documents to find out what works and doesn't but I seem to have less and less free time these days.

I hope we find the answer soon.

Re: mp credit check
 

Waaaay to much guesswork and misinformation on this forum - which is understandable giving the kind of people it attracts and its purpose.

What we do know is that if ebay were doing credit checks on decent folk and then refusing to convert them to MP, effectively closing down their account, then the main forums and the media would be awash with tales of anger and business collapse - it isn't! :juggle:


Here's my guess, sorry if anyone is offended - there is no need for them to do credit checks on most stealthers because their account creation methods are so poor they stand out like a sore finger as dodgy.

Re: mp credit check
 

Ironic :coffee:

Re: mp credit check
 

how do you do credit check on stealth account,

Re: mp credit check
 

They cannot so they fail

Re: mp credit check
 

Can they not check PP and DL numbers on a database?

Re: mp credit check
 

Not that I know of. They caa check the check digits only.

Re: mp credit check
 

eBay (UK) run credit checks. They have done this for years.
All our (non-stealth) accounts were subject to credit checks over the years. Recent registrations are no different.

Transunion seems to be their preferred choice at the moment.


PayPal run checks, especially when you withdraw. I believe these are ML checks.

Re: mp credit check
 

They do but it does it not call identity check since you not applied for any credit from ebay!!!

Paypal does money money laundering quite often depends how you use your account

Re: mp credit check
 

From my personal experience I do not believe it is the credit check causing the issue - I don't think it is anything to do with the name associated with the address.

I think it is to do with the ID and some sort of check they are running on this to determine it is ⊗⊗⊗⊗.

Re: mp credit check
 

Its 100% ID they can see its real or not use a real id and you ok.If someone can show me a **** ID passed since September activated not loaded up then do say but im sure none have been activated.

Re: mp credit check
 

The thing is that is there anyone who is able to switch over mp with real name and dob but creative ID photo?

Re: mp credit check
 

Its definately part of the reason, this is confirmed by the posts here and in another community forum.