Clever TRICK to by pass ID check or not so smart?

[ross88]

I have been hit with an ID check and want to verify with real info, but my previous address's on my credit file are banned. I am aware Adyen use Experian and I can edit or change the address in my Experian account. If I was to do this then send over my real passport. Would this work? or am I missing something?

[SaiJin]

I have never done this myself but... worth a try and let us know?

[rsot]

best of luck OP - try it out and let us know as SaiJin suggested

[samspalace]

Originally Posted by ross88

I have been hit with an ID check and want to verify with real info, but my previous address's on my credit file are banned. I am aware Adyen use Experian and I can edit or change the address in my Experian account. If I was to do this then send over my real passport. Would this work? or am I missing something?

Adyen definitely use clear score and credit karma. This is how it works when you change details and submit ID Adyen do a TRACESMART where they check your name, date of birth and address against your name on your eBay account and address on your eBay account. If it all matches up correctly and you send in your real passport using a pdf format not jpg it will pass.

To change an address on credit karma you can simply change your bank details address through online banking this will appear on your credit report. I’ve changed address but not used a changed address as I have a few old address on my credit report so I’ve been able to use them with success.

[Roy3805]

Originally Posted by ross88

I have been hit with an ID check and want to verify with real info, but my previous address's on my credit file are banned. I am aware Adyen use Experian and I can edit or change the address in my Experian account. If I was to do this then send over my real passport. Would this work? or am I missing something?

Some times it takes up to a month to change credit info depending on service you use

[murdered_by_ebay]

if the address was banned before MP it does not matter it can be used again

if it was banned on MP it may or may not lead to suspension depending on the type of old suspension

however , it is sufficient to identify people by name + DOB for the purpose of suspending them for older violations , it is not enough only for the purpose of passing the verification

[ross88]

Originally Posted by samspalace

Adyen definitely use clear score and credit karma. This is how it works when you change details and submit ID Adyen do a TRACESMART where they check your name, date of birth and address against your name on your eBay account and address on your eBay account. If it all matches up correctly and you send in your real passport using a pdf format not jpg it will pass.

To change an address on credit karma you can simply change your bank details address through online banking this will appear on your credit report. I’ve changed address but not used a changed address as I have a few old address on my credit report so I’ve been able to use them with success.

That’s really good to know, i have like 5 bank accounts. Do i only need to change on one of my bank accounts to get the address on my credit report?

[ross88]

Originally Posted by samspalace

Adyen definitely use clear score and credit karma. This is how it works when you change details and submit ID Adyen do a TRACESMART where they check your name, date of birth and address against your name on your eBay account and address on your eBay account. If it all matches up correctly and you send in your real passport using a pdf format not jpg it will pass.

To change an address on credit karma you can simply change your bank details address through online banking this will appear on your credit report. I’ve changed address but not used a changed address as I have a few old address on my credit report so I’ve been able to use them with success.

Also when you got hit with the id check and managed to pass.. did you change your account details before providing docs? I am in a situation where I have an account I purchased and I guess I would have to change it to legit details to pass the ID Check.

[rsot]

Originally Posted by ross88

That’s really good to know, i have like 5 bank accounts. Do i only need to change on one of my bank accounts to get the address on my credit report?

Also interested to confirm - feels like only 1 change is needed

[samspalace]

Originally Posted by ross88

Also when you got hit with the id check and managed to pass.. did you change your account details before providing docs? I am in a situation where I have an account I purchased and I guess I would have to change it to legit details to pass the ID Check.

One account I created was in my name and previous address on credit report so didn’t change anything over.

Second account was asked for ID after £1000 in sales. I changed name, date of birth address kept the same because it was in my brothers name and date of birth and previous address we lived at.

He didn’t let me use his ID which I don’t blame him as I wouldn’t let anyone use my ID so sent same ID which passed on the other account and passed on that account as well.

I wouldn’t submit stealth ID it will get your account suspended.

[murdered_by_ebay]

general rule of thumb with verification is that if you get asked to provide ID on a recent account the verification has already failed

so request for ID is the last chance you are given to correct the problem , one it is uploaded you are done and there is no way back

on older verified accounts ID may also be asked for but this usually happens if the same person has multiple accounts

[ross88]

Originally Posted by murdered_by_ebay

general rule of thumb with verification is that if you get asked to provide ID on a recent account the verification has already failed

so request for ID is the last chance you are given to correct the problem , one it is uploaded you are done and there is no way back

on older verified accounts ID may also be asked for but this usually happens if the same person has multiple accounts

My plan is to slowly build up one of the accounts I purchased and when I get the ID check I will update the account to my real details including a random address I have added to my credit file.

[samspalace]

Originally Posted by ross88

My plan is to slowly build up one of the accounts I purchased and when I get the ID check I will update the account to my real details including a random address I have added to my credit file.

This is not a bad idea you will need to remove your bank account and VCC once you change your account details over. So if your account passes with your passport your payouts will still be on hold as name on eBay account must match name on bank account.

[ross88]

Originally Posted by samspalace

This is not a bad idea you will need to remove your bank account and VCC once you change your account details over. So if your account passes with your passport your payouts will still be on hold as name on eBay account must match name on bank account.

Thanks Sam! Do you think I should change to real details before the ID check or wait till I get hit with it and change them just before submitting pdf passport? Your a credit to this community mate really appreciate your help

[samspalace]

Originally Posted by ross88

Thanks Sam! Do you think I should change to real details before the ID check or wait till I get hit with it and change them just before submitting pdf passport? Your a credit to this community mate really appreciate your help

Thanks mate I appreciate you saying that. I just don’t want to see people lose money over and over again when it’s not that hard to get back on eBay once you know how.

I enjoy helping and sharing my knowledge for free to help everyone

Going back to what you said you can wait until you are hit with the ID request before changing everything over.

[ross88]

Originally Posted by samspalace

Thanks mate I appreciate you saying that. I just don’t want to see people lose money over and over again when it’s not that hard to get back on eBay once you know how.

I enjoy helping and sharing my knowledge for free to help everyone

Going back to what you said you can wait until you are hit with the ID request before changing everything over.

Thank you Sam, I am going to do all these things and will check back in and let you and this community know how it all goes. Really appreciate it mate

[Nimble]

Just an update, stealth ID didn't pass on one of my stealth accounts yesterday. Better to change to real details and upload a real ID.

[Hank]

Originally Posted by samspalace

If it all matches up correctly and you send in your real passport using a pdf format not jpg it will pass.

They will accept jpegs, it's all I've ever used, like 99% of sellers, and have never had an issue. What makes you think it is less likely to?

I doubt many sellers, have ever uploaded a photo or scan of their passport by .pdf.

[samspalace]

Originally Posted by Hank

They will accept jpegs, it's all I've ever used, like 99% of sellers, and have never had an issue. What makes you think it is less likely to?

I doubt many sellers, have ever uploaded a photo or scan of their passport by .pdf.

Since I got my main account suspended I tried 2 jpegs of my passport and both of my accounts got suspended.

I’ve converted to pdf and both passports have passed. I’m not saying they won’t accept JPEG’s I’m just saying what I have done and what has worked for me.

They could of been rejected because of my address

1) random address used
2) a real address used not my own

Either way I will continue to use pdf as it has passed on 2 of my accounts.

[murdered_by_ebay]

just use your real ID and make a scan on a usual scanner which uses JPG as default

details must match what is verifiable through experian and you are good to go

sending in real ID but failing credit check is the same as sending stealth ID and failing credit check

[Camaro2SS]

Wait until eBay is going to implement video verification like Amazon.

[rsot]

Originally Posted by Camaro2SS

Wait until eBay is going to implement video verification like Amazon.

will be annoying if so