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Does the Bank Account Name Have to Match?
 

So when creating a managed payments account, obviously if you create a new eBay account in today’s day and age at 100% Hass to be managed payments. I’m wondering if I can use a family member’s name and then put my bank account on it with their permission? I see that question asked dozens of times but no direct answer. Can eBay see the name on the bank account you link it to? Because PayPal could not.

Re: Does the Bank Account Name Have to Match?
 

I dont think they can, i mean if paypal can't why would ebay be able to? Plaid can see the name, if you log into your bank account through them. Thats because when you give them your password that's what its for , to identify you. When you do test deposits no names are passed. They are just making sure its an active account that they can pull from. The bank can see the name of whats coming in, they wont stop it unless its a tax refund. When Ebay says the names "must match" and im doing mismatch right now, means its a bluff

Re: Does the Bank Account Name Have to Match?
 

I agree, I think they’re using the same system that PayPal I had before. The other thing that they do is when they make a deposit it clearly shows the name of the person that’s depositing it, and some banks won’t allow that. However many of them will and they don’t really care.

Re: Does the Bank Account Name Have to Match?
 

So you have been able to deposit into a bank account with miss matching names? Like a different name on the eBay account deposited into an active bank account with a different name?

Re: Does the Bank Account Name Have to Match?
 

I have been able to. I have a business MP account cashing out to a bank account with a different LLC name. I used instant bank verification which I believe is handled by plaid as referenced above.
I can't comment on trying to do it with a personal account but it's probably the same.

Re: Does the Bank Account Name Have to Match?
 

What is Plaid? Is that only for business accounts?

Re: Does the Bank Account Name Have to Match?
 

It's available for everyone to use. It's the 3rd party that does instant bank verification. Both Paypal and eBay use them.

When you login to your online banking instead of doing micro deposits to add your bank account, you are using plaid's service.

Re: Does the Bank Account Name Have to Match?
 

yes i have a different name on both and its not even close. i'm using fidelity Investments as a bank, it comes up as UMB BANK .its good for stealth.

Re: Does the Bank Account Name Have to Match?
 

Interesting to note

Re: Does the Bank Account Name Have to Match?
 

SO Does the Bank Account Name Have to Match? and is it best to do microdeposits or Enter in User id and password for plaid??

Re: Does the Bank Account Name Have to Match?
 

I just added my real details to an old inactive stealth account. My bank isn’t in the list so I had to do the micro payments.
I had to have everything exact name social middle initial everything before it would verify and let me start listing items.
It took two days.