Re: Everything was going good until....
Unfortunately without any good credit history, having none or poor credit will almost certainly mean you have zero access to 10% apr finance.
With no credit history, the only way you will access £1000 of loans will be 3, 4 maybe even 5 or 6 "payday" loans from money shops you see in large town/city centres.
You however won't be paying anywhere near £88 interest. (Note not for a second am I recommending that the route to go down)
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