Re: TD Bank
Business is OK, but other problems come up for small sellers. Example, built it required $5000.00 overdraft protection. You can literally over draw $.01 at the ATM and they charge you $120.00 you can go to the ATM and take out a NEGATIVE $5000.00 They CAN NOT turn off the overdraft protection.
TD business service is the worst in the industry. You can call and wait hours on hold for simple things such as unlocking your online banking or app. The return call service oftentimes is a day or two later....
Most branches only have ONE representative that can assist business accounts so sometimes you wait forever and a day going into the branch if you need service.
On new accounts they will not release 100% of the funds for 14 days. You get a small amount right away, then half a few days later.
TD is one of the banks that make you request a cash withdrawal over $5000.00 three days in advance.
But yes, mismatched names are OK for TD business accounts as of last year anyways. I closed all my accounts last October and do not plan to ever go back.
|