Re: send money from mobile phone
If you decide to do it via the mobile app, I'd buy a new phone, and dedicate that phone to one paypal account.
Make sure you don't re-use the phone with other PayPal accounts.
Also make sure your IP doesn't link with other accounts, so preferably stick to data/tether/cellular IPs as oppose to home/work wifi.
I think that would suffice.
P.S. the reason why people use multiple user accounts is because its so much easier to multi-manage those. Also if you nurture the account well, you won't run into these errors.
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