Forum

ideas on adding bank accounts
 

Ok so I'm starting about 3-5 stealth accounts and everything
seems to be going quite well. Question is I don't have enough
bank accounts to feed them. I was wondering what ideas you
guys might have. I have 3 or 4 credit cards with high balances
and was wondering if they have routing number and account
numbers I could use?? I have heard this might be a possibility.
Also, what about Paypal? Does every Paypal account have
a routing and account number?
Ideas anyone??? (I already have 3 bank accounts at different
banks so I don't want to push for more).

Thanks for any tips!

I know one option that has been posted a few times. Just wait until an account gets blocked and then add a bank account from a previously blocked account.

Or just get more bank accounts, it seems odd to have a lot, but it is not that big of a deal. Some people here have a lot more than 3.

Here in UK i have pushed for like 15 accounts in the last 4 months with no problems. I think that in US HSBC is a good bank, you can open multiple accounts online once your signed up,, give that a go maybe :-) Their are ppl on this forum with 30, 40 ++

I have 6 checking accounts with chase. You can open them online, they never give you any problems they dont care. There are a million reasons why you could legitimately need many checking accounts.

I just go to check cashing places like money tree and sign up for their prepaid cards. Since their cards have direct deposit on them, you get a routing and checking account number. I've done this for over a year and when one account goes down, I go back to moneytree, tell them I lost my card, and they issue me a new one which has a different checking account number.

A credit card does not have a routing number/account number like a bank account that accepts deposits. This is not a possibility, in the USA. Your debit card may have a bank account number attached to it, but that is different.

Paypal is not a bank. This is why they can do the horrible and terrible things they do on a daily basis. Because they're not a bank, no, your paypal account does not have a routing and/or account number like a traditional bank. Their money market savings accounts possibly could, but don't even go there.

Why wouldn't you want to push for more bank accounts? Is there a law preventing you from having your money in different banking institutions? As many as a free American citizen chooses?

No problem using the same bank account? Many times?

From my workings with Paypal, you can't use a bank account that has already been used - I am 100% sure on that.

I second rsot's 100% positivity on that.

Besides, why would you give paypal a guaranteed way to link you to another account?

1. Did you mention moneytreeinc.com? Can I purchase their prepaid debit card from a retail store or do I have to do it online?

2. Can I use their prepaid card to verify amazon seller account and its attached checking account for deposit method?

3. I don't have a SSN and I had a stealth amazon account (haven't yet turned to seller account), can I apply for their prepaid card using the stealth information?

I don't know much about this service of Money Tree but I highly doubt you can use stealth info to get the card. Since you have to go into the branch to apply...

moneytreeinc.com is a payday loan company.... I'm sure it's the same as noted above, but it's not the ideal solution, as it's a sub prime checking account. You won't be able to get one without a SSN because it's a bank account anyway. I'm sure you could use the prepaid card to verify Amazon, but you won't be able to get one, as you don't have a social. NO you can't get a prepaid card such as this with stealth info because you'd be committing bank fraud. The bank is required to verify the info you provide... and they can't verify because it's false.

You can open MULTIPLE banks w/o suspicion...heck just be honest...you'd be surprised.

And you have multiple banks...not just one, go to different branches, different banks.

Thanks for your answer, I forgot to include that I'm living in USA and I do have a valid passport. Will it help?

Passport will serve as photo ID sure... but you'll need to obtain a federal tax ID if you wish to bank in the USA. There's no way around it, unless you have a friend or family member help you out.

The fact is, banks love ebay stealth users... we open a ton of accounts and give them lots of our money to hold on to. You'd be shocked at how willing a bank account exec is to help you open ten checking accounts in a day.

Wao, that sounds really sweet! Btw I opened 2 checking accounts and a saving account at Wellsfargo using my passport, they don't require my SSN.

My first Amazon seller account which associated with a checking account was suspended due to ODR. Can I use the other checking account or saving account of mine for the new stealth Amazon account? Will WellsFargo accept deposit under totally different name than my real name?

One more questions, as what you said, can I open multiple checking accounts at WellsFargo under different names, using my real passport?

whoa what? how on earth did you open a bank account without a ssn?

I'm a transferred student from Asia and came here to start my Junior academic year, under an F-1 VISA. This is my personal standing when I registered with WellsFargo. Is it really a "what on earth" you were surprised about :eek:

Me and a lot of my friends did it, some of them also have account at Bank of America :))

So the only thing I wonder is if I can open other accounts with WellsFargo or Bank of America with different names, may be just using variation of my own name?

that's interesting... I honestly thought you were required to provide the bank with a social security number or tax ID to obtain a bank account. I didn't know you could do that with a passport and visa... No, I wouldn't push opening bank accounts with wells fargo or bank of america. Maybe one or two at each institution.

Did you mean I would get deported from America if I did? :ban?:

If you gave FALSE information to open the bank account... yes.

Just to be clear to everyone a SSN is not a requirment to open a bank account for a non-us person, walk into any bank, slap your passport down, open it to the visa page, leave with an account. If you are more than 6 months out of status, you MAY be denied the account.

Valid overseas ID and correct resident status in the USA allows people to open bank accounts. Been like that for a number of years. :spy:

Hey,

and if u apply for a ITIN from the IRS u can open new account with BoA online, so thats the best way to open and close (close by chat is the easiest) bank accounts online :)

Greetz

Dennis

it's been discussed in other threads that people who open accounts with bank of america online will cause issues down the road...

Also, using a tax ID number in place of a ssn when you have an ssn and if you don't tell them you're giving them a tax ID... this is a fairly serious crime.

not really true!

i opened my first accounts with them with a ITIN!

You should ask their Chat-Rep how to do that!

Only foreigns can get a ITIN-Number, so u will never see that a US-Citizen will have a ITIN-Number. And when u have a SSN, for what reason will u ever use a ITIN? And by the way, most systems will decline the application cause the ITIN-Number begins with a 9. BoA is the only bank (that i know) who allow ITIN-Numbers in their applications.

Here is also a nice article (ok not for my case) but also illegal aliens can get Bank or credit cards without that SSN.

snopes.com: Bank of America Credit Cards for Illegals

That "program" is still active and running

Here is a Step-By-Step way:

1. Citizenship (of course when u give them a ITIN-Number its NEVER USA!) in my case it was Germany

2. The Rep told me, i need to fill out that form with my ITIN. Every bank i worked with the past years (before i received my SSN) had my ITIN-Number in the field of the SSN and their is one special reason

3. ITIN-Number begins with a 9!, no SSN begins with a 9!, so the bank knows exactly that this is NOT a SSN, its a Tax-ID Number.

I dont see any crime here, not even when the Rep will tell you how to fill out that form and the system accept that Tax-ID, we are talking here about a Gov-issued legit number, not a stolen or ⊗⊗⊗⊗ SSN.

I opened a BoA-secured Credit Card, a BoA Checking + Savings Account with the ITIN-Number online!, not a problem, okay for the CC, its req. that you go into the branch, but as long as the data is legit and you really live at the adress you give them, i dont see any problem.

Its not that the SSN is the only thing you can use when u open accounts, maybe banks tell you that as a citizen, but its not true. As i read in your other posts, you were also wrong about "how to open a bank account with only a passport".

When i was on holiday 3 years ago, i opened my first SunTrust Bank Account with only my passport, i was on a 3-month Visa (so when u fill that out in the airplane, u will not getting any printed VISA in your passport). The only thing the Bank want to see was the first page of the passport, no VISA, and of course a US-Adress where they can send the Debit-Card.

Greetings

Dennis