ideas on adding bank accounts

kris3841 · #1 10-05-2010

Ok so I'm starting about 3-5 stealth accounts and everything
seems to be going quite well. Question is I don't have enough
bank accounts to feed them. I was wondering what ideas you
guys might have. I have 3 or 4 credit cards with high balances
and was wondering if they have routing number and account
numbers I could use?? I have heard this might be a possibility.
Also, what about Paypal? Does every Paypal account have
a routing and account number?
Ideas anyone??? (I already have 3 bank accounts at different
banks so I don't want to push for more).

Thanks for any tips!

E-Nertia · #2 10-05-2010

I know one option that has been posted a few times. Just wait until an account gets blocked and then add a bank account from a previously blocked account.

Or just get more bank accounts, it seems odd to have a lot, but it is not that big of a deal. Some people here have a lot more than 3.

stickmade · #3 10-05-2010

Here in UK i have pushed for like 15 accounts in the last 4 months with no problems. I think that in US HSBC is a good bank, you can open multiple accounts online once your signed up,, give that a go maybe :-) Their are ppl on this forum with 30, 40 ++

adam34996 · #4 10-05-2010

I have 6 checking accounts with chase. You can open them online, they never give you any problems they dont care. There are a million reasons why you could legitimately need many checking accounts.

JMoxon569 · #5 10-06-2010

I just go to check cashing places like money tree and sign up for their prepaid cards. Since their cards have direct deposit on them, you get a routing and checking account number. I've done this for over a year and when one account goes down, I go back to moneytree, tell them I lost my card, and they issue me a new one which has a different checking account number.

First Edition · #6 10-06-2010

Quote:

Originally Posted by kris3841

Ok so I'm starting about 3-5 stealth accounts and everything
seems to be going quite well. Question is I don't have enough
bank accounts to feed them. I was wondering what ideas you
guys might have. I have 3 or 4 credit cards with high balances
and was wondering if they have routing number and account
numbers I could use?? I have heard this might be a possibility.
Also, what about Paypal? Does every Paypal account have
a routing and account number?
Ideas anyone??? (I already have 3 bank accounts at different
banks so I don't want to push for more).

Thanks for any tips!

A credit card does not have a routing number/account number like a bank account that accepts deposits. This is not a possibility, in the USA. Your debit card may have a bank account number attached to it, but that is different.

Paypal is not a bank. This is why they can do the horrible and terrible things they do on a daily basis. Because they're not a bank, no, your paypal account does not have a routing and/or account number like a traditional bank. Their money market savings accounts possibly could, but don't even go there.

Why wouldn't you want to push for more bank accounts? Is there a law preventing you from having your money in different banking institutions? As many as a free American citizen chooses?

MERMAID · #7 12-08-2010

No problem using the same bank account? Many times?

rsot · #8 12-08-2010

From my workings with Paypal, you can't use a bank account that has already been used - I am 100% sure on that.

First Edition · #9 12-08-2010

I second rsot's 100% positivity on that.

Besides, why would you give paypal a guaranteed way to link you to another account?

pruteforce · #10 12-09-2010

Quote:

Originally Posted by JMoxon569

I just go to check cashing places like money tree and sign up for their prepaid cards. Since their cards have direct deposit on them, you get a routing and checking account number. I've done this for over a year and when one account goes down, I go back to moneytree, tell them I lost my card, and they issue me a new one which has a different checking account number.

1. Did you mention moneytreeinc.com? Can I purchase their prepaid debit card from a retail store or do I have to do it online?

2. Can I use their prepaid card to verify amazon seller account and its attached checking account for deposit method?

3. I don't have a SSN and I had a stealth amazon account (haven't yet turned to seller account), can I apply for their prepaid card using the stealth information?

rsot · #11 12-09-2010

I don't know much about this service of Money Tree but I highly doubt you can use stealth info to get the card. Since you have to go into the branch to apply...

First Edition · #12 12-09-2010

moneytreeinc.com is a payday loan company.... I'm sure it's the same as noted above, but it's not the ideal solution, as it's a sub prime checking account. You won't be able to get one without a SSN because it's a bank account anyway. I'm sure you could use the prepaid card to verify Amazon, but you won't be able to get one, as you don't have a social. NO you can't get a prepaid card such as this with stealth info because you'd be committing bank fraud. The bank is required to verify the info you provide... and they can't verify because it's false.

holymoly · #13 12-09-2010

You can open MULTIPLE banks w/o suspicion...heck just be honest...you'd be surprised.

And you have multiple banks...not just one, go to different branches, different banks.

pruteforce · #14 12-09-2010

Quote:

Originally Posted by First Edition

moneytreeinc.com is a payday loan company.... I'm sure it's the same as noted above, but it's not the ideal solution, as it's a sub prime checking account. You won't be able to get one without a SSN because it's a bank account anyway. I'm sure you could use the prepaid card to verify Amazon, but you won't be able to get one, as you don't have a social. NO you can't get a prepaid card such as this with stealth info because you'd be committing bank fraud. The bank is required to verify the info you provide... and they can't verify because it's false.

Thanks for your answer, I forgot to include that I'm living in USA and I do have a valid passport. Will it help?

First Edition · #15 12-09-2010

Passport will serve as photo ID sure... but you'll need to obtain a federal tax ID if you wish to bank in the USA. There's no way around it, unless you have a friend or family member help you out.

First Edition · #16 12-09-2010

Quote:

Originally Posted by holymoly

You can open MULTIPLE banks w/o suspicion...heck just be honest...you'd be surprised.

And you have multiple banks...not just one, go to different branches, different banks.

The fact is, banks love eBay Stealth users... we open a ton of accounts and give them lots of our money to hold on to. You'd be shocked at how willing a bank account exec is to help you open ten checking accounts in a day.

pruteforce · #17 12-09-2010

Quote:

Originally Posted by First Edition

The fact is, banks love eBay Stealth users... we open a ton of accounts and give them lots of our money to hold on to. You'd be shocked at how willing a bank account exec is to help you open ten checking accounts in a day.

Wao, that sounds really sweet! Btw I opened 2 checking accounts and a saving account at Wellsfargo using my passport, they don't require my SSN.

My first Amazon seller account which associated with a checking account was suspended due to ODR. Can I use the other checking account or saving account of mine for the new stealth Amazon account? Will WellsFargo accept deposit under totally different name than my real name?

One more questions, as what you said, can I open multiple checking accounts at WellsFargo under different names, using my real passport?

First Edition · #18 12-09-2010

whoa what? how on earth did you open a bank account without a ssn?

pruteforce · #19 12-09-2010

Quote:

Originally Posted by First Edition

whoa what? how on earth did you open a bank account without a ssn?

I'm a transferred student from Asia and came here to start my Junior academic year, under an F-1 VISA. This is my personal standing when I registered with WellsFargo. Is it really a "what on earth" you were surprised about

Me and a lot of my friends did it, some of them also have account at Bank of America

)

So the only thing I wonder is if I can open other accounts with WellsFargo or Bank of America with different names, may be just using variation of my own name?

First Edition · #20 12-09-2010

that's interesting... I honestly thought you were required to provide the bank with a social security number or tax ID to obtain a bank account. I didn't know you could do that with a passport and visa... No, I wouldn't push opening bank accounts with wells fargo or bank of america. Maybe one or two at each institution.

pruteforce · #21 12-09-2010

Quote:

Originally Posted by First Edition

that's interesting... I honestly thought you were required to provide the bank with a social security number or tax ID to obtain a bank account. I didn't know you could do that with a passport and visa... No, I wouldn't push opening bank accounts with wells fargo or bank of america. Maybe one or two at each institution.

Did you mean I would get deported from America if I did?

First Edition · #22 12-09-2010

If you gave FALSE information to open the bank account... yes.