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- Amazon X
( https://www.aspkin.com/forums/amazon-x/)
- - Credit card name
( https://www.aspkin.com/forums/amazon-x/86815-credit-card-name.html)
| GhostOfAmazon | 07-16-2015 07:00 PM |
Re: Credit card name
Quote:
Originally Posted by miketyson
(Post 686060)
You are kind of correct. Any address or job or phone number even misspelled names ANYTHING tied to your SSN could possibly be reported onto your credit report. I've even used different info including address and telephone number to order prepaid cards and those updated my credit as well. This isn't something I googled this is speaking from experience and sharing it as well.
| Interesting....I've banked with Chase, BoA, Citi, and Wells Fargo and none of them ever updated when I changed details on my DEBIT cards.....
Now, some of these banks I have CREDIT cards with, and ANY change I do on those is reflected on my credit report. |
| koolio97 | 07-17-2015 02:06 AM |
Re: Credit card name
How am I incorrect? Your banks never had a problem with a PO Box address? Good for you. That doesn't mean all. Like I said, I've encountered many that do. More banks will follow. Verification security isn't easing up... just keeps getting tighter in all avenues. This is a temporary solution with flaws. Not sure why you're getting so mad at constructive criticism. We're all learning here and trying to help each other. Quote:
Originally Posted by GhostOfAmazon
(Post 685895)
You're incorrect, but that isn't surprising.
ALL my credit card and debit card statements arrive in my PO Box, and have for the past year. I move frequently, and NONE of my banks have given me any issue whatsoever.
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| GhostOfAmazon | 07-17-2015 09:27 PM |
Re: Credit card name
Quote:
Originally Posted by koolio97
(Post 686182)
How am I incorrect? Your banks never had a problem with a PO Box address? Good for you. That doesn't mean all. Like I said, I've encountered many that do. More banks will follow. Verification security isn't easing up... just keeps getting tighter in all avenues. This is a temporary solution with flaws. Not sure why you're getting so mad at constructive criticism. We're all learning here and trying to help each other.
| Lets get something straight here: I couldn't care less how you run your business or whether or not you're successful. It literally means NOTHING to me. I just don't like misinformation being spread.
Just like SOME banks don't allow mis-matched names, SOME banks MAY not like PO Boxes. But don't go around spreading rumors that NO banks allow PO Boxes, because that's utter bull.
If you want to share your knowledge, do so, but here's how to share it CONSTRUCTIVELY:
Specify WHICH banks you have PERSONALLY tried to use a PO Box on, and whether you attempted this as the VERY FIRST address, or changed it later, AND whether you attempted to add it online or in person, at a brick and mortar store.
Until you provide ALL of the above mentioned information, you're not saying ANYTHING useful. |
| koolio97 | 07-17-2015 09:51 PM |
Re: Credit card name
Never once did I say that NO banks allow PO Boxes. Reread my posts. Quote:
Originally Posted by GhostOfAmazon
(Post 686399)
But don't go around spreading rumors that NO banks allow PO Boxes, because that's utter bull.
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| GhostOfAmazon | 07-18-2015 12:12 AM |
Re: Credit card name
Quote:
Originally Posted by koolio97
(Post 686405)
Never once did I say that NO banks allow PO Boxes. Reread my posts.
| Quote:
A PO Box/Street Address (Box) will fail verification at many banks. (I have first hand experience with that.) That may lead to problems opening an account if you start off with that address or problems changing an account's address to that later on down the line if you do things that way.
| You implied this would be a major obstacle, which it isn't.
Just as "many" banks do not like mis-matched names. Should we all use our real names on our stealth accounts, since "many" banks won't allow deposits with mis-matched names?
Same principle. Again, be specific or keep your commentary to yourself. Your criticisms are not beneficial if you don't give details. |
| galigusso | 09-05-2015 01:20 AM |
Re: Credit card name
Thats true, some companies collect this info from various sources. Many companies give this info away. And then you just login to a certain website..enter your ssn... and read tons of interesting material about yourself.. I'm not sure if this info will be used on your credit report. But for some people who will be researching your identity these changes could be very informative. |
| boysangur | 09-17-2015 03:27 PM |
Re: Credit card name
So, ahem, just to be clear... one is able to change address (to some unlinkable address) for their legit card online and then use that card with some bogus name for their Amazon? Sounds like the way to go, instead of bothering with VCC's and whatnot. |
| GhostOfAmazon | 09-17-2015 06:48 PM |
Re: Credit card name
Quote:
Originally Posted by boysangur
(Post 705914)
So, ahem, just to be clear... one is able to change address (to some unlinkable address) for their legit card online and then use that card with some bogus name for their Amazon? Sounds like the way to go, instead of bothering with VCC's and whatnot.
| Yes, but do this with a DEBIT card, not a CREDIT card, as changing your address on CC's will show up on your Credit Report, but debits will not (US only) |
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