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Originally Posted by rsot He said he leaves $5 on it - prob one of those min $25 ones that he can use for other stuff. | Exactly right. The minimum ones I know of are $25 + the service fee. I just spend the $20 for lunch, or at the store, and leave the $5 remaining.
Most of the time, if you ask a cashier to charge $20 to the gift card and give them the rest in cash, they are fine with it. Or, go into a gas station and PAY FIRST asking them to charge $20 to the gift card for gas. The key is to pay first, otherwise it will try to authorize more money and the pump won't automatically stop at $20.
Think about everyhing you buy in the course of a day... There are PLENTY of opportunities to spend gift card $$$ easily.
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