Negative Account Balance
I sold a few iPhones on Amazon back in November of last year. I haven't been buying or selling anything on Amazon in months. Now 79 days after one of the phones was shipped I received a buyer email saying "hello plase ,I need my money back thanks and tha number phone". I disregarded this as a scam and didn't even reply but then received an A-Z Claim. I represented my case and submitted tracking information and it was sided in my favor but then two weeks later it was reopened and "seller funded". My account now has a negative balance of $540.00 for a brand new iPhone that was delivered December 3rd, 2012. My credit card expired in November of 2011 and all of the other accounts have been closed because I lost my wallet.
My question is, I am still disputing this claim but after reading about how the A-Z is heavily in the buyers favor feel like I will lose. I care NOTHING about this account but I am really worried about it hurting my credit. Has anyone ever heard of Amazon reporting to the credit beureas? Also, do they send these accounts to a collections agency? I am ready to take Amazon to court over this but if they haven't actually taken any money from me I don't think I can sue them.
If anyone has ANY information on either it hurting my credit or collections please let me know. I filed a police report so I could get some more information on the phone being activated and the officer said if they haven't taken any money from me not to worry about it. I feel like this isn't very good advice. Thanks so much!
By the way, I just discovered this site, so this is not a stealth account it is a legit one. With all of my personal information attached to it. They can't get my money but they may be able to report me to a credit agency...
Last edited by gamecock3; 03-31-2012 at 07:24 PM.
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