When you receive an e-mail from Amazon saying "Your funds have been disbursed to your bank," is that equivalent to when your PayPal account says "Complete" when you withdraw funds to a bank account?
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Its all about YOUR bank in how long it takes to deposit. One of my banks puts the money into my account the day after Amazon send the "disbursement" e-mail and my other bank takes about 5 days.....
It all has to do with how YOUR bank process ACH transactions, once Amazon sends that e-mail the money is out of their hands and sitting in your banks hands for processing.