"Funds usually arrive in 3-5 business days, varying by bank"... why? - eBay Suspended & PayPal Limited Forums
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Old 03-04-2013
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Default "Funds usually arrive in 3-5 business days, varying by bank"... why?

Whenever I disburse money from Amazon to my bank account, I get the following message in email:

Dear XXXXX@domain.com,

We initiated a transfer to your checking account (ending in ###) in the amount of $XXX.XX on 03/05/2013.

Funds usually arrive within 3 - 5 business days, varying by bank.
Why does it take 3-5 business days for funds to arrive in the bank? I feel like it should be a lot faster in today's age of instant information. I read on a forum it has something to do with ACH (automated clearing house) but I'm not sure and I was wondering if any of the experts here know anything about that. Thanks.

Last edited by sacka_man; 03-04-2013 at 09:16 PM.
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Old 03-05-2013
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3-5 days is a guideline - some people have it in a day actually. The message comes up so that you can patiently wait...in case.

Not a big issue.
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Old 03-05-2013
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It's part of the game played by the banks.

Banks get interest on your money. No need to rush to release funds from their system.

Ever look at someone and think WhyTF has no one hit you with a shovel yet?
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Old 03-05-2013
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INGDirect transfer on Sat and Sun, both show in my account Mon morning
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