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Originally Posted by JamesNorth101 (Post 739457)

:doh:

My point is nearly ALL current accounts show on a credit report

As far as I am aware there are no banks in the UK that offer a current account with a linked debit card that do not show on you credit report.

Banks like MyCashPlus may not show on a report, but they do not have debit cards

If you are aware of a bank that offers a current account with a debit card (not a prepaid card, they are not the same thing) then link away I am sure people would appreciated it

But the point that also needs to be explained is how you explain to the bank that you are using some random address that you have no link to as your registration address.

If people want to get back onto Amazon and use debit cards than its fairly easy to do without putting your credit report at risk or putting yourself in the position of committing bank fraud

Get a business address
Get a business bank account
Get a business debit card linked to business debit card

Job done.

This can be done 5/6 times with different businesses without issue

Originally Posted by JamesNorth101 (Post 739457)

:doh:



But the point that also needs to be explained is how you explain to the bank that you are using some random address that you have no link to as your registration address.

Originally Posted by Jigsaw (Post 739599)

There is no need to change address as I just made a new Amazon UK seller account with a bank debit card without needing to change anything.

Originally Posted by JamesNorth101 (Post 739560)

I understand what your suggesting doing...

The change of address still gets reported to the credit agencies by the bank.

Pretty cut and dry really

Originally Posted by rfloubo (Post 739708)

It's this bit that I don't understand. How do you make more than one account with the same address? Or if your address is already flagged for a banned account how can you still use any of your cards?

Originally Posted by Taking The Micky (Post 739732)

The card has to pass an AVS check

Originally Posted by Taking The Micky (Post 739762)

Amazon do AVS checks. Plenty on the forum about this. Especially before each disbursement, if there is a mismatch no cash.

Originally Posted by Jigsaw (Post 739735)

Amazon UK never does AVS check from my experience

Originally Posted by rfloubo (Post 739895)

So you're saying that you entered a different post code and house number into Amazon from the one recorded by the bank and you were able to register and disburse ok?

ETA: Ooops. 2 minutes late. If that is true I've just messed up my credit report in vain. Still, what you say goes against a lot of UK experience around here. Would be nice to see some vindication.

Originally Posted by Jigsaw (Post 739894)

The only time amazon UK do AVS is when an account specialist manually checks an account, the only time I seen that happen is if you try and purchase something really expensive and they block the account pending verification where you have to send them documents.

I have several bank debit cards on my amazon accounts with full stealth info working all fine and all been through reviews fine. All disbursements go through fine and had these accounts ranging from a couple of months and a few years.

What amazon country site you using?

Originally Posted by rfloubo (Post 740036)

Well, I have no reason to disbelieve Jigsaw and I think it would be more positive to try and find out if it his/her experience is replicable. After all, amazon is not known for procedural egalitarianism.

So Jigsaw, can you give more details about the cards you used, did you do anything different from what you read around here when dealing with your account? Do you use mainstream banks and normal current or savings accounts? Is your address in Islington or Belgravia?

Originally Posted by vetus (Post 740082)

Yes but lets not forget that not all Amazon UK accounts get charged £1 before a disbursement happens. Which means your account would work fine.

When adding a card upon setup to an Amazon UK account you can add ANY card, it can be registered to any address and it will add fine. The problem becomes IF Amazon decide that to charge your card before disbursement as then that is when it would fail. IF they do not charge the card then you will be fine but the majority do get a £1 charge against them nowadays.

Originally Posted by JamesNorth101 (Post 740097)

Its not adding the card that is the issue. Its the charge against the card just before dispersements that can cause problems

Originally Posted by JamesNorth101 (Post 740106)

That would be because they can see that they are a prepaid cards (the BIN gives that away)

It will be pretty interesting to see if you do get disbursements. Fingers crossed you do!

Originally Posted by Taking The Micky (Post 739559)

James the account is opened at your regular address, then you change the address online. Simple

Originally Posted by JamesNorth101 (Post 740112)

Friends and family would not ever be able to use Amazon. Given how many people use Amazon these days, or may want to use Amazon at some point means you could run into issues

Best method is outlined here

It keeps everyone happy and means you dont have to fraudulently change addresses with banks or mess around with things that can come back to seriously hurt you in the future.

Originally Posted by JamesNorth101 (Post 739494)

Because you don't use a stealth address you use your new business address...

And that is a one off fee

Originally Posted by Taking The Micky (Post 739718)

James, I get my monthly credit report from moneysavirngexpert.com (Experian report). This will show some bank accounts details that have changed address but will not show the changed address and others are not shown. There is nothing in the report that shows a stealth address. AMEN

Originally Posted by vetus (Post 740160)

Banks WILL eventually ask questions as to the address you have on file that is not yours.



Look at it this way.



You add an address which isn't yours, and have no access to. Banks fraud department see that your 'secondary address' is someone elses 'main home address' on their bank account. You both live 300 miles apart.



They would request proof that you either own or have some legal connection to that address, if not it shouldn't be on your account.



As Bunneh says, bank accounts are shut down for mismatched names, some people have had it with banks that are said to be 'OK'.



Micky bottom line it's such a bad idea, it's beyond belief.