Uk vcc?

[vetus]

Originally Posted by Taking The Micky

James the account is opened at your regular address, then you change the address online. Simple

Regardless, this is poor advice. Fraud will be your next problem, not whether you can get back on Amazon or not.

I don't understand. Why did a neteller vcc and cashplus card fail? Both accounts was debited £1 but a real debit card has given me my amazon account access?

Before the change in issue with VCC's NETELLER worked well for Amazon BUT it would only disburse if you were lucky enough to get an account that didn't charge the £1, as if it did it would fail the AVS.

[rich6666]

Originally Posted by JamesNorth101

Friends and family would not ever be able to use Amazon. Given how many people use Amazon these days, or may want to use Amazon at some point means you could run into issues

Best method is outlined here

It keeps everyone happy and means you dont have to fraudulently change addresses with banks or mess around with things that can come back to seriously hurt you in the future.

Thanks for the link James, great advice.

What would you advise I have an active amazon account with a stealth name and address with funds that would not be disbursed with out a cc?

Why would this be?

Say i use a friends cc, house number and postcode for avs (The name would be stealth), and the account gets suspended.
Would amazon ban a postcode, what if the postcode was apart of a apartment block of 20 flats?

[vetus]

They don't ban postcode alone, no. People do move all the time but someone signing up at the same address in a short space of time after a recent suspension is a big red flag. Look at it as if you were on their side of the table.

[JamesNorth101]

It would be the post code combined with the door number that would be an issue. They would also not be able to use that card with Amazon

Added to that they could have tax liabilities if you use part of their information potentially.

There is also the issue of what happens if you have a falling out

There are just too many ifs or buts when it comes to getting friends and family involved with things like this

[Taking The Micky]

Originally Posted by JamesNorth101

Because you don't use a stealth address you use your new business address...

And that is a one off fee

So these new business addresses, are you using POBox number, virtual address, mail forwarding addresses? Please explain.

[vetus]

Disagree completely, but lets leave that debate there.

Adding stealth addresses to a banking institution is completely different game to adding a VCC or Gift Card in a random address.

You do know you don't legally have to disclose your real information to private companies...

[JamesNorth101]

A desk at an actual office will do.

You can the use the build and suit / desk number to register the business.

Pretty common place with sole traders. There are a lot of work desk hubs like this around the country. It would cost around £50 a month usually give or take depending on the location.

[Taking The Micky]

Actually James, what I do I cut a deal with the Company formations company for use of there registered office facilities. A lot cheaper.

[Bunneh]

Originally Posted by Taking The Micky

James, I get my monthly credit report from moneysavirngexpert.com (Experian report). This will show some bank accounts details that have changed address but will not show the changed address and others are not shown. There is nothing in the report that shows a stealth address. AMEN

You are not looking at the bigger picture.

I have heard of people getting bank accounts closed because they received funds into there bank in a different name. The banks fraud department looks deeper and then the account is shut because of the multiple issues.

If they do a search on you and you are not on the electoral roll they can cause flags.

I myself had that flag problem when i first came to the uk and the bank called me to go in with proof of address. (After i had my account 4 months & was before stealth)
If you dont provide it over a certain period they will close your account.

However i can see why you would think you are untouchable.

[Taking The Micky]

OK Bunneh...you are now saying mismatched names is a problem, yet the forum endorses this.

A bank will only do a credit search on you if you are wanting a loan.

and untouchable from who????

[vetus]

Banks WILL eventually ask questions as to the address you have on file that is not yours.

Look at it this way.

You add an address which isn't yours, and have no access to. Banks fraud department see that your 'secondary address' is someone elses 'main home address' on their bank account. You both live 300 miles apart.

They would request proof that you either own or have some legal connection to that address, if not it shouldn't be on your account.

As Bunneh says, bank accounts are shut down for mismatched names, some people have had it with banks that are said to be 'OK'.

Micky bottom line it's such a bad idea, it's beyond belief.

[Bunneh]

Originally Posted by vetus

Banks WILL eventually ask questions as to the address you have on file that is not yours.



Look at it this way.



You add an address which isn't yours, and have no access to. Banks fraud department see that your 'secondary address' is someone elses 'main home address' on their bank account. You both live 300 miles apart.



They would request proof that you either own or have some legal connection to that address, if not it shouldn't be on your account.



As Bunneh says, bank accounts are shut down for mismatched names, some people have had it with banks that are said to be 'OK'.



Micky bottom line it's such a bad idea, it's beyond belief.

Yep and banks like RBS , Halifax and LLoyds and getting hot on this now.

[vetus]

Halifax alone is horrid - I think they could be linking in more with Lloyds or cross referencing their customers.

[Taking The Micky]

You all have your views, I have mismatched names on several accounts running for several years and never any problems, HSBC, Halifax,Barclays,Santander. When your account is opened the bank has full ID of the account holder, PP copy etc. So what you two are saying vetus and bunneh, thats stealth has gone, you can only use your real name with amazon and real address. WOW 90% of the forum watch out.

[Bunneh]

See what i mean... Untouchable.

I thought you would actually READ what we were actually trying to say, but instead you decide to change the subject and make yourself look silly

If you like i will draw you a picture??

All we were saying was it is not Clever to give false details to a financial institution.
Maybe when you next sign a document take note " false info is a criminal offence"
You may have passed the first check when you opened your account. It does not mean they will never look at you again and when they do you will see what we were trying to say.

I never once said mismached names are not allowed or that stealth is over
There are a few high street banks who have gotten stricter with how there money received and they do search the electoral roll for you.

You cannot go around telling people it is okay to give banks ⊗⊗⊗⊗ address's ? Maybe its okay in your neck of the woods but in the real world its not.

Next time if you battle to understand what one is trying to say to you. ASK for clarification or use google translate.

[Taking The Micky]

My "neck of the woods" is the UK buddy, however I live in the PH and the US as an expat.

All documents I sign are signed in my personnel name or my companies.

You said earlier in this post that mismatched names is fraud.

Please produce evidence rather just saying what you believe.

[Bunneh]

Sweetpea if you manage to get away with selling foofoo items on ebay. It does not mean its right does it?
If you went tomorrow and robbed a bank and got away with it. It does not mean it is okay and that i will get away with it to?? Does it??

How is this hard for you to understand?

Oh and Please show me where i said mismached names is fraud??

[Taking The Micky]

Your quote "I have heard of people getting bank accounts closed because they received funds into there bank in a different name. The banks fraud department looks deeper and then the account is shut because of the multiple issues"

Anyway, time to hit bars for a few beers xx

[Bunneh]

That is because it is the fraud department that deals with such things at the banks.
They monitor the dodgy activity lol..

I hit a glitch on rbs website a year or so ago when trying to open a savings account. It opened 3 when i only wanted 1 and it set off flags.
the fraud team called me saying they wanted to close my account. I fought it ( took over a week ) but it was reopened and i was compensated to.

Anyway this is getting tired now.. All i was saying is you playing with fire giving banks false info and if they ever checked and found out they would for sure close your account and there wont be much you can do about it so far away.

[Taking The Micky]

I give you a 10-1 bet. Amazon Pay Pal or E bay will close you quicker than a bank, then the bank account is useless any way. I bet more people on this forum have lost more amazon accounts, pay pal etc than a bank account, thats why the forum is here. Maybe start a forum "I lost my account" lol

[JamesNorth101]

That is because most people he do not try to use fraudulent bank accounts

[Bunneh]

Originally Posted by JamesNorth101

That is because most people he do not try to use fraudulent bank accounts

some people need to learn the hard way to see sense