Re: Aus Post Load and Go cards.
Here's some info about the L&G cards. The max limit you can have on the card at any one time is $999. Not alot, but it gets more complicated. If you had $700 on your card, withdrew $500 at an atm, and made a few purchases and thus had $75 left on your card, you'd think, oh time to top up the card right!? Wrong. Even pending transactions, even atm withdrawals, are counted as part of the $999 limit. So you might only have $75 left on your card, and have $600+ in pending transactions. Thus this means you can only add $324 to your card. Once the pending transactions have cleared, and the atm withdrawls that also show up as pending are cleared, only then can you top it up properly. It doesn't help that the transaction history on you car when you view it online can also be days to week behind too.
Otherwise here's what happens. Thinking you've only got $75 left on the card, you put $700 on the card. Guess what, it get's denied and the funds get returned to wherever they were transferred from. Because $700 + the $600 in pending puts you over the $999 limit.
Just be careful, otherwise you might actually lose money. I know because I've lost money which vanished into a black hole. When transfers get denied by the L&G due to limit restrictions, they don't always get sent back to where they came from. They are supposed to, but in my case it didn't. And since the L&G card has no customer service behind it accept a bunch of Scottish script readers, learn the rules and fine print on this card.
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