Anyone know of where to get templates for listings or what program is used to create them?
Lots of places online that offer free templates. I used to use Use - Free image hosting and photo sharing from Use.com they have loads of free templates, they also allow you to upload pictures and everything into there html editor. It's kind of basic but good for starting out and its quick. I now use html-kit and do all my own html myself.
What I like to do is look at a lot of auctions. When I see a template I like, I scroll to the bottom and there will usually be a company name. This is especially true for free templates. They will usually require a link back to their site.