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-   -   Prepaid cards (https://www.aspkin.com/forums/australia-ebay-paypal/148539-prepaid-cards.html)

6thalarm 09-07-2022 04:41 AM

Prepaid cards
 
I have an account set up in my girlfriends name, there’s currently no credit card Strachey to the account if someone wants a refund. Does anyone know a good load and go type card that can be topped up that eBay will accept?, what’s required to register the cards?

rsot 09-07-2022 05:22 AM

Re: Prepaid cards
 
Physical visa or mastercard gift care from convenience store should still work as a cc

JamesNorth101 09-07-2022 03:42 PM

Re: Prepaid cards
 
So how would you be paying for it if there is no card attached?

6thalarm 09-10-2022 01:39 AM

Re: Prepaid cards
 
I don’t have a store and get enough free listings a month to cover me, it’s only if someone wants a refund I’d need the card

rsot 09-10-2022 09:28 AM

Re: Prepaid cards
 
How's MP on the account? All setup with a bank account?

6thalarm 09-11-2022 07:33 AM

Re: Prepaid cards
 
Yes all bank account

rsot 09-11-2022 07:40 AM

Re: Prepaid cards
 
Tesco still provides a prepaid card option? It's been awhile since I checked

agent006140 09-11-2022 09:11 AM

Re: Prepaid cards
 
if it is MP,then it would take it from your MP balance if there is any fund,if not ,it would go after your bank account,unless your country is different.
Paypal is different,it would charge your credit card.

dom03 09-14-2022 04:55 AM

Re: Prepaid cards
 
Quote:

Originally Posted by agent006140 (Post 1201182)
if it is MP,then it would take it from your MP balance if there is any fund,if not ,it would go after your bank account,unless your country is different.
Paypal is different,it would charge your credit card.

Just clear this up, it takes it from your CC or Bank Account on file first, NOT your MP balance.

MP balance is NEVER able to be used for refunds, the only time it will be used is when a case is opened against you and you do nothing and it gets escalated and ruled in buyers favours, that's when they will force the refund from your MP balance.

cpadhk07 12-17-2022 11:10 AM

Re: Prepaid cards
 
Quote:

Originally Posted by 6thalarm (Post 1200898)
I have an account set up in my girlfriends name, there’s currently no credit card Strachey to the account if someone wants a refund. Does anyone know a good load and go type card that can be topped up that eBay will accept?, what’s required to register the cards?

You can try Revolut Card. it work i think.

Hank 12-18-2022 04:57 AM

Re: Prepaid cards
 
Quote:

Originally Posted by dom03 (Post 1201391)
Just clear this up, it takes it from your CC or Bank Account on file first, NOT your MP balance.

MP balance is NEVER able to be used for refunds, the only time it will be used is when a case is opened against you and you do nothing and it gets escalated and ruled in buyers favours, that's when they will force the refund from your MP balance.

Just to clear things up, you are wrong.

From ebay help pages:

"How refunds work

When you offer your buyer a refund, the amount will be paid from the total of your Available, Processing, and On hold funds. If you don’t have enough funds to cover the cost of the refund, the amount will be paid from your linked bank*account or an on-file payment method.

For example, if you issue your buyer a $100 refund and only have $80 in Available, Processing, and On hold funds, your payout bank account or on-file payment method will be used to fund the remaining $20

When eBay issues a refund to your buyer on your behalf*due to an eBay Money Back Guarantee case or payment dispute, the amount will be deducted from the total of your Available, Processing, and On hold funds.

If the total of your Available, Processing, and On hold funds are insufficient to cover the outstanding amounts you owe, eBay will charge your on-file payment method for the remaining amounts owed within 14 days. We may add up the amounts you owe into a single charge.



Surprised to see someone actually 'liked' this piece of made up misinformation. :)

dom03 12-20-2022 04:14 AM

Re: Prepaid cards
 
Quote:

Originally Posted by Hank (Post 1207517)
Just to clear things up, you are wrong.

Surprised to see someone actually 'liked' this piece of made up misinformation. :)

Thanks for posting some info about this, I may not have been 100% correct.

But I did not make this information up, it is partially true and depends on the scenario.

So my advice was still correct in some cases (I don't recall which ones), but from my experience when someone either opened a dispute or I initiated a refund it was charged to my bank on file despite having available funds in my MP Balance or funds that were on hold from that disputed transaction that I accepted a refund for.

This has been my experience on multiple accounts.

rsot 12-20-2022 07:20 AM

Re: Prepaid cards
 
Quote:

Originally Posted by cpadhk07 (Post 1207477)
You can try Revolut Card. it work i think.

For some ppl it works but you will still need active MP for sales


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