Forum

Bank of America [Payoneer]
 

So basicly i have an account, used to get paid from freelancer. My question is, can i use this to withdraw from my USA paypal account?

Re: Bank of America [Payoneer]
 

No, Payoneer was banned from US PayPal long ago. You need to have a proper US bank account.

Re: Bank of America [Payoneer]
 

I called today to payoneer and they told me i can use the account for paypal.
The bank is from Bank Of America is under my name is this a problem if i use it with my USA paypal under other names?

Re: Bank of America [Payoneer]
 

As long as you have NOT used the Bank of America account before on paypal, then you are ok to use it under stealth name of paypal. It will work

Re: Bank of America [Payoneer]
 

I never used it before. But is under my name thats the problem. The account.
And the paypal account is under another name random one.

Re: Bank of America [Payoneer]
 

And you obviously didn't fully read the question. The bank may be BOA but it's been issued by Payoneer, who only issue these accounts under certain routing numbers. PayPal are aware of these routing numbers and have blocked them.

OP, Payoneer may allow it, but the fact is that PayPal don't. So it wouldn't work even if the name on your account matched.

Re: Bank of America [Payoneer]
 

OP indicated that he has a Payoneer account AND a Bank of America account - those are separate.

Since when does Payoneer issue BOA stuff?

BOA bank account works on Paypal. Payoneer does not. If I misunderstood, that's fine but from what OP indicated, he had different accounts parsierngue. I read the question just fine.

Re: Bank of America [Payoneer]
 

lol

The post you quoted clearly indicates that it's from Payoneer, as does the thread title. So you clearly don't read as well as you think you do.

Re: Bank of America [Payoneer]
 

Your post indicates BOA is issued by Payoneer (I quoted you) but that's not the case.

I quoted your post because it was incorrect and needed clarification.

It seemed like OP was talking about Payoneer and BOA separately.

Re: Bank of America [Payoneer]
 

OMG.

I was obviously talking about your first post in this thread.

I never said that ALL BOA accounts are issued by Payoneer. Just that specific routing numbers are used when Payoneer issues a user an account, and PayPal know of these.

It's not my fault that you clearly don't understand how Payoneer works yet still felt the need to comment in this thread. OP clearly k

Jeez. Do some research next time, or if that's too much, simply dont comment.

Re: Bank of America [Payoneer]
 

I think OP is mixing up stuff...

Cubex could you clarify how many accounts you have or, as I read it, you are saying that payoneer account is issued by BoA?

Re: Bank of America [Payoneer]
 

It seems that you don't understand Payoneer and Bank of America are not the same entities. We are in agreement that Payoneer doesn't work for PP. I have done my research and have dealt with Payoneer in the past.

Re: Bank of America [Payoneer]
 

OK, so clearly nobody who has posted in this thread so far understands how Payoneer works. So I'm going to explain and hopefully put an end to this.

When a user applies for the US Payment Service, Payoneer don't issue it directly, since the are not actually a bank (in fact this is the basis of PayPal deciding to block it).

Because of this, Payoneer appear to have an agreement with actual banks like Community Federal Savings Bank and Bank of America to issue accounts to end users. These accounts always seem to have the same routing numbers, so using the "not a bank" thing as their argument, PayPal blocked those routing numbers.

rsot, stop lying and embarrassing yourself any further. I NEVER said they are the same entity!
I bet you never used Payoneer in your life...

Re: Bank of America [Payoneer]
 

Re: Bank of America [Payoneer]
 

Okesy so basicly, i have a bank account linked to the payoneer account made by them when i did opened an account for freelancer. I wanted toa sk if is posible to use that bank account to withdraw funds. My paypal account is USA and has different name not the same as bank account from payoneer. I wanted to ask if is posible to use it on paypal and not get linked if i do have my personal name on the bank.

On my payoneer account is saying that the account is from Bank Of America.

Re: Bank of America [Payoneer]
 

Your question was already answered before it got derailed by rsot talking out of his arse.

It will not work anyway. PayPal will know it's a Payoneer account.

Re: Bank of America [Payoneer]
 

OKey, thank you for your answers:) appreciate

Re: Bank of America [Payoneer]
 

Starting to cross lines there friend.
Best settle down before you push it too far.

Re: Bank of America [Payoneer]
 

This place is not meant for fights. If you are not comfortable, let it go or just leave.

Re: Bank of America [Payoneer]
 

Okey so i solved the problem, basicly the bank account linked to payoneer it is actualy Bank Of America and i just linked it and confirmed it on Paypal, it was not blocked in any way. I can say is working.

Re: Bank of America [Payoneer]
 

so you are saying Payoneer is working as bank account to withdraw from US PayPal? :shocked:

Re: Bank of America [Payoneer]
 

This is what i will check in a few days. Because it accepted it.
But this is what BOA told me:

It is possible they are using Bank of America to initiate any type of transfers for their service, but would not be an account at Bank of America.

Re: Bank of America [Payoneer]
 

OK then, well he literally should not post in threads just for the sake of it.
And then lie about experience with the topic in question, just to justify a post...

OP:
That's the thing. You can add it to a US PayPal but within a few days, PayPal will remove it automatically because they will be unable to recover the 2 small verification deposits that they make, since Payoneer don't accept debits from the accounts.

Re: Bank of America [Payoneer]
 

I understand, well if it can be used at least few times to withdraw thats good.

Re: Bank of America [Payoneer]
 

If parsierngue's post is accurate then you won't be able to use it for a single withdrawal, because it will be removed before it's verified.

Just out of curiosity, what routing number is your Bank of America account showing? BoA has several different routing numbers which they use depending on what part of USA your account is opened in. But to the best of my knowledge they don't have any sort of "international" routing numbers which Paypal could block without blocking all BoA accounts.

https://www.bankofamerica.com/deposi...ing-numbers.go

Re: Bank of America [Payoneer]
 

It depends on the country of the PayPal.

For US PayPal, nothing has actually been blocked, which is why you can add the account. The only thing that has changed in the last few years is that PayPal now try to recover their deposits, and remove any accounts where this will fail (Payoneer). Payoneer worked in the past because this wasn't always the case; PayPal would make the deposits and let you keep the money.

For international PayPal accounts, the actual routing numbers have been blocked. So you can't even add the account in the first place.

Re: Bank of America [Payoneer]
 

That makes some sense. But if the account is showing as a BoA account with a BoA routing number, then what would stop Paypal from retrieving their test deposits?

Only thing I can think of is the regulations which require ID verification for pulling money from a USA bank account.

Re: Bank of America [Payoneer]
 

I'm not sure why Payoneer has the debit restriction on their accounts, but that might be why they are careful to refer to it as the "US Payment Service" and not an actual bank account. The same thing applies to their EU Payment Service as well by the way.

Edit:

If I remember correctly, I actually had some withdrawals completed before PayPal removed it, since the withdrawal completed within 24 hours and I was able to withdraw while the account was still unconfirmed. If you had any withdrawals still going at the time of removal however, they would most likely be cancelled.

If OP doesn't care about the account for long term and just wants money now, then it's worth a go.

Re: Bank of America [Payoneer]
 

Well it got removed. :)

Re: Bank of America [Payoneer]
 

it worked or not?

Re: Bank of America [Payoneer]
 

you can withdraw on payoneer from paypal, and cash it via mastercard from ATM.

Re: Bank of America [Payoneer]
 

How is this possible??

Re: Bank of America [Payoneer]
 

Payoneer does not work with PayPal. If anyone here claims it does, it would be a fluke. if in PP lets you add Payoneer account, it will be removed or rejected once you try to w/d to it. Been there done that.

Re: Bank of America [Payoneer]
 

This is NOT true. Payoneer works with PP (at least US). I have personally added it to my real account and in fact last week I have accidently withdraw money there and had ZERO issues. Proof below.

Now, if you want to add it thru their system prob it will not work, I have tried many times and I always got an error. They way I did it is to call. They even confirmed it at the same time. So, it works/will work ONLY if you are using your REAL info since you have to go thru some sec questions before they add it to our account.

http://i.imgur.com/IGABWBE.jpg

Re: Bank of America [Payoneer]
 

Interesting ecommaster - and it was verified with the microdeposits from PP?

Re: Bank of America [Payoneer]
 

No, over the phone once I added it.

Re: Bank of America [Payoneer]
 

My questions:
1-Is that a US PP account?
2-Have you attempted for 2nd withdrawal?
3-Payoneer bank account info still seem on your PP? Did Paypal remove it or not?

Re: Bank of America [Payoneer]
 

All questions except #2 have been answered in the thread. Hopefully ecommaster has/had no issues for 2nd withdrawal :)

Re: Bank of America [Payoneer]
 

Withdraw was a mistake since I have a "real" bank account tied to it. I haven't attempted another one but I guess it will be successfully as the first one, no reason will trigger something on their end.

Re: Bank of America [Payoneer]
 

Now Payoneer not works for new paypal.If your paypal already linked Payoneer no problem.