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-   -   Cashplus took my money (https://www.aspkin.com/forums/credit-card-alternatives/76930-cashplus-took-my-money.html)

adrian44 08-30-2014 11:00 AM

Cashplus took my money
 
I've had an express account for about two years, and there is a limit on the total accumulated amount of money you can add to this card before you will need to upgrade. I didn't keep track of the amount and when I deposited £250 last week they sent me an email that I have exceeded the total allowed by £246 and that I need to upgrade and verify things.

My account now only shows £4 balance, and the rest (£246) seems to have disappeared. I tried calling them but they kept me on hold and after wasting 35 pounds on that expensive number I didn't get a live person to talk to.

What can I do to get my money now without upgrading? I don't care if they close the account, but I need that money back. What should I do?

Geegee83 08-30-2014 11:48 AM

Re: Cashplus took my money
 
Maybe they sent it back to PayPal?

Why did you spend £35 on a phone call? How long were you waiting? Can you email them?

oompaloompa 08-30-2014 12:29 PM

Re: Cashplus took my money
 
alot of phone contracts include premium 0871 numbers, so there is NO excuse to have to pay that much for a phone call!!!!!

did the bank balance ever show the full amount money? It could be it was rejected/never added,

what does paypal balance show? any notices from them...>..if it was last week the bounced money emails may show up soon....

adrian44 08-30-2014 12:45 PM

Re: Cashplus took my money
 
Paypal is not involved. I topped up the cash plus card at the post office and have the receipt. Can I make a compliant or a claim at the post office? Cash plus only shows the £4 I was still allowed to add before reaching the limit, and the rest has disappeared and is not showing anywhere. Any advice is much appreciated.

oompaloompa 08-30-2014 12:54 PM

Re: Cashplus took my money
 
you topped up with cash? Would have thought it was up to MCP to reimburse you, is there a name and address difference/issue re reimbursement? I expect they would want to reimburse you in a non cash way....

adrian44 08-30-2014 01:04 PM

Re: Cashplus took my money
 
Quote:

Originally Posted by oompaloompa (Post 583680)
you topped up with cash? Would have thought it was up to MCP to reimburse you, is there a name and address difference/issue re reimbursement? I expect they would want to reimburse you in a non cash way....

Can you please elaborate? What is MCP and how do I go about requesting a refund? The name is fine, changed my address though since I applied for cash plus.

oompaloompa 08-30-2014 01:10 PM

Re: Cashplus took my money
 
I call it mycashplus mcp, so what I mean is there are various funding sources eg bank/wages etc etc, are any in place for a refund? what you need to find out is if refund must only be done via the way it was paid...

adrian44 08-31-2014 03:30 PM

Re: Cashplus took my money
 
Thanks for advice. £15 more pounds wasted being on hold and unable to get a living person. This is just..... :(

JamesNorth101 08-31-2014 03:38 PM

Re: Cashplus took my money
 
MyCashPlus is only 10p a minutes from most landlines. You are either ringing from a mobile or being a bit OTT with the call charges.

Nearly all UK phone service provider can offer unlimited calls to 0871 number for a fixed monthly fee (about £5). No need to pay anymore than that.

rsot 08-31-2014 05:43 PM

Re: Cashplus took my money
 
Do you have access to online statements perhaps?

GreenBean 08-31-2014 07:17 PM

Re: Cashplus took my money
 
Quote:

Originally Posted by adrian44 (Post 584006)
Thanks for advice. £15 more pounds wasted being on hold and unable to get a living person. This is just..... :(

I thought you are in Eire?


That might be the reason for the extra costs.


Have you ever downloaded their app?

You can check info quicker there.

kiwp 09-01-2014 03:38 PM

Re: Cashplus took my money
 
£15 lol me??? 600 wasted

kiwp 09-01-2014 03:41 PM

Re: Cashplus took my money
 
soo you got all your fund and just $15 wasted you are lucky then to se half of your money


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