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Can we use any payment processor with eBay?
 

I've received conflicting information regarding this and I just wanted to clear some stuff up. Since a Paypal account is no longer required to sell on eBay, can we accept payments through any payment processor we'd like? Thanks for the help!

Re: Can we use any payment processor with eBay?
 

No. There are only 3 or 4 payment gateways other than PP you're allowed to use. Authorize.net and Payflow are two I know of for certain. You can find the rest in your eBay account.

Re: Can we use any payment processor with eBay?
 

Payflow is PP

Re: Can we use any payment processor with eBay?
 

And please correct me if I'm wrong, but both Payflow and Authorize.net are owned by Paypal, right?😔

Re: Can we use any payment processor with eBay?
 

Payflow is but last I checked, Authorize.net is not

Re: Can we use any payment processor with eBay?
 

Just to be clear, Authorize.net is a payment gateway and does not settle payments on it's own; you still need a merchant processor/bank to work with Authorize.net to get your money.

Depending on what you sell and other factors, you might find the underwriting criteria for a merchant account is more of a headache than even PayPal with all their B.S. that goes with it.

Re: Can we use any payment processor with eBay?
 

RE the first part of your post - I know, but the payment gateway is the part which is linked to eBay and not your merchant account. I was trying to give as direct an answer as possible. There are only 4 payment gateways approved by eBay (Auth.net is one, they aren't owned by Paypal).

You're right about the application process for a merchant account being a nightmare. If you're selling anything you can't definitely prove the origin of then you most likely won't be approved. On top of that, as I've said tons of times here, 90% of eBay buyers refuse to pay through anything other than Paypal. Additionally, mobile customers can only pay with Paypal. They get an error message if you're processing payments exclusively with a merchant account and they try buying from you on a mobile device. App or mobile browser - same error.

In my personal opinion it's not worth messing around with a merchant account unless you have no other option. Using Paypal is worth putting up with their crap.

Re: Can we use any payment processor with eBay?
 

Good point phaz0rz.
The issue remains that buys are so indoctrinated to using only PayPal. I've heard of sellers switching to a merchant account only to find their sales plummet.

Re: Can we use any payment processor with eBay?
 

I think people are reluctant to use payment methods they aren't familiar with. I certainly am.

Re: Can we use any payment processor with eBay?
 

Oh I understand where they're coming from - and frankly I probably wouldn't buy from an eBay seller who isn't accepting Paypal either. It's really not that scary though. Customers are sent to eBay checkout rather than Paypal checkout where they enter their card details rather than their Paypal login info. They're protected by eBay either way but since Paypal isn't involved most customers think they're handing some random eBay seller all their credit card details (which they aren't) and request cancellation of their order.

Don't do it OP. It's seriously not worth the hassle or the expense. Consider adding a payment gateway to your listings/stores as an alternative payment method if you want the ability to run cards directly. Removing Paypal as a payment option should be avoided at all costs if you want your stuff to sell though.