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I still cannot get Vendio fully setup and they described their checkout like it was inferior to Auctiva. There's a bad bug where to enter your authorize.net details, once you enter them, you can never change them. You can only add new details and then you have to cancel all listings and start anew to get the new details put into the listing. And Vendio's support reports don't even understand this issue so they'll never fix it.

I might have to end up paying Auctiva money now. Though I wouldn't without Auctiva allowing stuff to be combined for $9.99 for multiple accounts.

Auctiva says though that
1) They won't be telling eBay my name, address, billing info, or multiple accounts.
2) In 6-12 months, they'll charge a few dollars more per additional account.

I tried to list on auctiva using free plan and it wont allow it, so listing is obviously not included, that was not what I was lead to believe on its forum, but anyway starter plan is fairly cheap, there maybe a way of stopping and starting and switching to the free when you dont list..

For Auctiva's pay plan, they require a credit card, but they don't charge it until they end of the month.

can be paid with paypal too