Re: case
You can call PP and moan and groan at them and listen to them laugh at you, but...
You're going to have to refund. End of story. If you don't refund PP will give them the money back, and ding you for it too.
Even if you won, and you can't, the next charge back would be on his credit card, and you'll lose that one too.
'No Value Now'? That's hard to imagine unless it was a consumable like paint or potato chips. What was it, out of curiosity?
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