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Old 10-10-2020
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Default How do you get many bank accounts for paypal/ebay without monthly minimums?

Hi guys

I'm wondering does anyone know how to get multiple banks for paypal/ebay without them requiring a monthly minimum in each?

Anyone know of a bank that gives you 3+ accounts at once with zero or low monthly minimums?


Thank you.
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Old 10-10-2020
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

I have accts with several banks and don't pay a dime in fees.
The catch is you need to leave a minimum amount in each one of these accts. Worth it if you ask me.
Just do your research on banks in your area and figure out which ones require the least amount to avoid fees.
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

my Bank of America saving,minimum is $300,while checking is $1500.
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

Quote:
Originally Posted by slokor View Post
I have accts with several banks and don't pay a dime in fees.
The catch is you need to leave a minimum amount in each one of these accts. Worth it if you ask me.
Just do your research on banks in your area and figure out which ones require the least amount to avoid fees.

Thanks I do have several single bank accounts but I wonder if there's any banks in particular that offer me several checking accounts so I don't have to keep going to separate banks.
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

https://www.nerdwallet.com/best/bank...vings-accounts
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

You can get some with like 10 dollars but u need to make 10 debit card purchases. If you're really dedicated u can go to a gas station and pump a nickel worth of gas 10 times thus costing u 50 cents. U still get 50 cents of gas while you're at it.
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

Quote:
Originally Posted by LEARNINGONLY View Post
Hi guys

I'm wondering does anyone know how to get multiple banks for paypal/ebay without them requiring a monthly minimum in each?

Anyone know of a bank that gives you 3+ accounts at once with zero or low monthly minimums?


Thank you.
I think a lot of banks have options where you have a minimum balance at all time to avoid their monthly fees.

Speaking of fees, I don't get why we need to pay fees per checking for having them... it's annoying
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

rate is so low ,banks are not making much money,checking account is convenient for us,but work for them to churn them thru the computer ,send out statements,man the phone lines,thats why big banks want 1500 minimum,while savings account is less work for them,only 100 and up
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

basicallly we are paying them t o hold on to our money
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

So I'm reading that some folks say they can get multiple banks with capital one 360. Anyone else have this experience?
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

Capital 360 is a TERRIBLE bank to work with. They do not allow deposits from mismatching names.
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Old 10-11-2020
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

Quote:
Originally Posted by LEARNINGONLY View Post
So I'm reading that some folks say they can get multiple banks with capital one 360. Anyone else have this experience?
2nd slokor's point - Capital360 is not a stealth-friendly bank.
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

There are different kinds of checking accounts,so one can open more than one with the same bank-student/veteran,regular,draft protection??
But it is easier t o open different savings account than checking account
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

Quote:
Originally Posted by agent006140 View Post
There are different kinds of checking accounts,so one can open more than one with the same bank-student/veteran,regular,draft protection??
But it is easier t o open different savings account than checking account
Do savings accounts work for paypal bank and transfers. Also what bank allows many savings accounts. The reason I just opened a capital one 360 was because I heard you can have many savings accounts with different account numbers I guess now that I'm told they don't do other names, now that won't work.
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

Quote:
Originally Posted by slokor View Post
Capital 360 is a TERRIBLE bank to work with. They do not allow deposits from mismatching names.
Ok so deposits they won't allow but can I at least use capital 360 savings accounts ( the multiple they allow me to open) as a place holder for paypal/ebay for the first 90 days or so , then if the account doesn't die, I can switch the banking info? Or do you mean from the gecko they won't allow linkage to paypal due to mismatch of name.
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Default Re: How do you get many bank accounts for paypal/ebay without monthly minimums?

Quote:
Originally Posted by LEARNINGONLY View Post
Do savings accounts work for paypal bank and transfers. Also what bank allows many savings accounts. The reason I just opened a capital one 360 was because I heard you can have many savings accounts with different account numbers I guess now that I'm told they don't do other names, now that won't work.
makes no difference to Paypal whether it is checking or saving.
There are different savings.checking.money market accounts,go to CIT bank and take a look,but some savings like term CD there is minimum.
why do you want to open all in one bank,since on internet,you can just log on and log off without going to a physical branch
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