You need to link a bank account so when item is sold,you can transfer the fund to your bank account OR ebay would like you to leave it in your Ebay account to spend on Ebay
Feels like these days eb is causing more and more issues for accounts without a bank attached...
When you open a new stealth account it should be remembered that you do not repeat the same mistakes as before, do not use the same images and retry to sell a different type of product. I find doing an auction sale one the first few listings seems to be less threatening to eBay and allows the builder up to go smoother.
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does IP address really matter? what if account holders live in the same apartment block? with community wifi?
IP matters, even if you live in the same apartments block you will have different ip’s from your ISP to each other. Easiest is to hotspot your cell phone and reboot it occasionally, your IP will change each time.