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-   -   Do you need a PayPal account anymore to sell? (https://www.aspkin.com/forums/ebay-discussion/154480-do-you-need-paypal-account-anymore-sell.html)

user3657 07-10-2026 12:25 AM

Do you need a PayPal account anymore to sell?
 
I haven't used eBay to sell in almost 8 years lol. I just listed my first item. If I'm understanding this correctly even if the buyer pays with PayPal the funds will go into my eBay account and once released I can transfer it to my bank account without ever using PayPal?

Automasters 07-10-2026 01:18 AM

Re: Do you need a PayPal account anymore to sell?
 
Yes, no need for PayPal, it is managed payments now outsourced to adyen. eBay holds the funds which are then sent to your bank account / debit card...

rsot 07-10-2026 08:43 AM

Re: Do you need a PayPal account anymore to sell?
 
Correct OP - payment system is called Managed Payments (MP)

agent006140 07-10-2026 06:19 PM

Re: Do you need a PayPal account anymore to sell?
 
Your buyer can still use Paypal to pay you,but seller does not use Paypal to collect the $$
Paypal has some nifty features,if you are in Eastern Europe or outside UK,USA,etc,and you get paid in GBP or EU or US$,you can ask Paypal not to convert to your local currency

phaz0rz 07-10-2026 06:51 PM

Re: Do you need a PayPal account anymore to sell?
 
Paypal no longer has any use at all for USA sellers.

agent006140 07-10-2026 08:01 PM

Re: Do you need a PayPal account anymore to sell?
 
US Paypal members could use Paypal to send money overseas.US $ or foreign currencies.
You can use friend and family to send fund to your family or friend to split a restaurant bill.
Some folks do not have bank account,

agent006140 07-10-2026 10:55 PM

Re: Do you need a PayPal account anymore to sell?
 
Ebay buyers would rather use their credit card,than going thru Paypal to use the same credit card.
Unless they have Paypal balance sitting in their Paypal account,some get paid via Paypal,some hide their money in their Paypal account,
some guy going thru a divorce,thats what he does,hide it in his Paypal account.
Some who collect disability benefits from the state,the state while deposit the $$ in their bank account,would find out they are earning income,but if they sell on Ebay and never transfer $$ from his Paypal account to his bank account,State will never know.
we are talking those who do not get a 1099 at the end of the year

user3657 07-10-2026 11:01 PM

Re: Do you need a PayPal account anymore to sell?
 
Thank you everyone! Just making sure I don't commit suicide. I am even surprised I remember my login information and my Google voice still worked for my original eBay account probably 25-30 years old. I remember I was like 15 years old buying stuff, sending in the rebates and selling it on eBay without the UPC code and riding my bike to the post office to ship them.

agent006140 07-10-2026 11:10 PM

Re: Do you need a PayPal account anymore to sell?
 
Are you still riding your bike now?
I remember the good old days where I SET MY ALARM to bid in the middle of the night.

hello1212 07-11-2026 11:39 AM

Re: Do you need a PayPal account anymore to sell?
 
Quote:

Originally Posted by user3657 (Post 1269208)
I haven't used eBay to sell in almost 8 years lol. I just listed my first item. If I'm understanding this correctly even if the buyer pays with PayPal the funds will go into my eBay account and once released I can transfer it to my bank account without ever using PayPal?

Nope, Managed Payments (MP is eBay's internal payments/balance type service)

- Link your domestic bank account for payouts
- Link your debit card for payments / seller fees (but they mostly deduct the seller fees from your sale value automatically, but you can still go negative due to listing fees, other small charges or disputes, I have my payments page bookmarked for easy access)

Everything is internal with eBay now, even shipping labels, they provide their own labels and customs arrangements. Although you can select to use your own shipping arrangements as you wish.

It's more streamlined this way, I hated the PayPal integration back then personally..

I suspect too much headache with 2 dispute and payment systems using PayPal and all the other extra complications, they decided they didn't need PayPal and got rid of them around the late 2010s and do everything themselves internally.

rsot 07-11-2026 01:18 PM

Re: Do you need a PayPal account anymore to sell?
 
Quote:

Originally Posted by agent006140 (Post 1269242)
Ebay buyers would rather use their credit card,than going thru Paypal to use the same credit card.
Unless they have Paypal balance sitting in their Paypal account,some get paid via Paypal,some hide their money in their Paypal account,
some guy going thru a divorce,thats what he does,hide it in his Paypal account.
Some who collect disability benefits from the state,the state while deposit the $$ in their bank account,would find out they are earning income,but if they sell on Ebay and never transfer $$ from his Paypal account to his bank account,State will never know.
we are talking those who do not get a 1099 at the end of the year

ah agent..."some guy" - and the derailing :lol: never fails

agent006140 07-11-2026 01:35 PM

Re: Do you need a PayPal account anymore to sell?
 
There are Ebay or any internet sellers who are going thru a divorce or collect disability or trying to hide his income,for whatever reasons,
at one time,Paypal is promoting using it for payroll ,
some do not have bank account

Automasters 07-11-2026 05:27 PM

Re: Do you need a PayPal account anymore to sell?
 
I just opened my third egay account, just asked for my SSN today, so yes, PayPal is an extra these days...

yotano211 07-11-2026 07:14 PM

Re: Do you need a PayPal account anymore to sell?
 
Quote:

Originally Posted by phaz0rz (Post 1269232)
Paypal no longer has any use at all for USA sellers.

*fixed
Paypal no longer has any use at all in the USA

agent006140 07-11-2026 09:10 PM

Re: Do you need a PayPal account anymore to sell?
 
So if you have your own website and do not want to open a merchant account,how do you accept credit card?
There is APPL PAY,GOOGLE PAY even AMZN,last I look AMZN takes 12%

rsot 07-12-2026 12:29 PM

Re: Do you need a PayPal account anymore to sell?
 
Quote:

Originally Posted by agent006140 (Post 1269280)
So if you have your own website and do not want to open a merchant account,how do you accept credit card?
There is APPL PAY,GOOGLE PAY even AMZN,last I look AMZN takes 12%

There are others as well including merchant options provided by own bank

lucy 07-12-2026 01:43 PM

Re: Do you need a PayPal account anymore to sell?
 
PayPal no longer works for Ebay as other above have said ebay now collects the payments, your bank account is linked to ebay

agent006140 07-12-2026 03:45 PM

Re: Do you need a PayPal account anymore to sell?
 
merchant account rate is higher and it requires you to have a commercial checking account with minimum balance,say $1000.
Also all credit cards are not created equal,those which give perks ,bank will charge you more,

rsot 07-13-2026 09:21 AM

Re: Do you need a PayPal account anymore to sell?
 
Quote:

Originally Posted by agent006140 (Post 1269304)
merchant account rate is higher and it requires you to have a commercial checking account with minimum balance,say $1000.
Also all credit cards are not created equal,those which give perks ,bank will charge you more,

Correct - not the best options but these are options nonetheless.

yotano211 07-14-2026 10:03 PM

Re: Do you need a PayPal account anymore to sell?
 
Quote:

Originally Posted by agent006140 (Post 1269304)
merchant account rate is higher and it requires you to have a commercial checking account with minimum balance,say $1000.
Also all credit cards are not created equal,those which give perks ,bank will charge you more,

At Navy federal credit union, the min amount was $0 to keep it open.

phaz0rz 07-15-2026 06:47 AM

Re: Do you need a PayPal account anymore to sell?
 
Credit unions for the win If it weren't for the convenience of big banks having better online banking platforms.. I'd do everything at a credit union instead.

rsot 07-15-2026 08:23 AM

Re: Do you need a PayPal account anymore to sell?
 
Quote:

Originally Posted by phaz0rz (Post 1269427)
Credit unions for the win If it weren't for the convenience of big banks having better online banking platforms.. I'd do everything at a credit union instead.

Right on - I've explored credit unions in a few of the states along the Canadian border and they're great


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