I sold digital items so I required immediate payment. I've had about 800 transactions with immediate payment requirement and ALL buyers have paid immediately. My auto delivery system was tied to paypal. So the only way to get it, is to pay. One of the advantages of selling digital products.
On on physical ones, when I do sell some, I give them 7 days because this is the time frame to file a unpaid dispute on ebay. Even if you said 3 days, and they don't pay, there is nothing you can do until the 8th day. I hated waiting for noobs to pay. I don't understand why they can't pay immediately unless its by check or money order. Then if they send money order on 8th day, and you calculate the time via snail mail, you get payment by 10th or 11th day.
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