Ah, see you left the £1000 part out. Are all 4 cases "£1000" each? If so, I can see where you're coming from, and that Is something to worry about if you can't cover the funds.
If what the buyers are saying Isn't true, I'd fight it, even though they usually side with the buyer.
If you lose, and pp automatically refunds the funds, and the items still have selling potential, once the items have arrived back to you, I'd re-list them asap, that's what I use to do back when I was selling on eB, and It usually worked out for me by repaying pp the negative fees.
It's just a minor setback for a bigger comeback.
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