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-   -   Buyer Case on Stealth Acct (https://www.aspkin.com/forums/ebay-discussion/57960-buyer-case-stealth-acct.html)

zoneout 03-19-2013 10:30 PM

Buyer Case on Stealth Acct
 
So I lost a case (surprise) on a stealth ebay acct suspended 2 months ago and have to refund the buyer. The paypal is empty and I removed the bank acct. What happens in this case? Does ebay refund since paypal is empty then come after me?

newjerseymax 03-19-2013 10:48 PM

Not much they can do except try to take from your bank account. Removing it does not make it unusable. You will need to physically close it with bank. If you still plan to use the account you might need to let them know you lost your checkbook and the account number needs changed. You will need new checks and any other places you use the account will need update.

mercurial333 03-19-2013 11:46 PM

Quote:

Originally Posted by newjerseymax (Post 432565)
Not much they can do except try to take from your bank account. Removing it does not make it unusable. You will need to physically close it with bank. If you still plan to use the account you might need to let them know you lost your checkbook and the account number needs changed. You will need new checks and any other places you use the account will need update.

You saying that, after you remove the bank account, they can still dip in and take the money?

MM78 03-19-2013 11:59 PM

Quote:

Originally Posted by mercurial333 (Post 432580)
You saying that, after you remove the bank account, they can still dip in and take the money?

Yes they can. They still have all the info saved....forever!

rsot 03-20-2013 12:28 AM

Quote:

Originally Posted by MM78 (Post 432581)
Yes they can. They still have all the info saved....forever!

@OP, pp will call and try to collect from the user on file...if your account is stealth....logic dictates what pp can and cannot do...

edit: Just removing the bank does not stop PP from collecting from the bank....you have to take further steps...

vogeltron 03-20-2013 03:52 AM

You are going to lose the account when the dip in to take funds and they realize the names do not match. I will repeat it over and over again. This is why you must leave a reserve in your stealth account to cover any charge-backs, fees etc. But then again you can't help people who don't listen. Sometimes you have to learn the lesson the hard way.

zoneout 03-20-2013 09:19 AM

Quote:

Originally Posted by vogeltron (Post 432615)
You are going to lose the account when the dip in to take funds and they realize the names do not match. I will repeat it over and over again. This is why you must leave a reserve in your stealth account to cover any charge-backs, fees etc. But then again you can't help people who don't listen. Sometimes you have to learn the lesson the hard way.

Who cares? Like i said, the account is already banned.

mercurial333 03-20-2013 10:05 AM

Quote:

Originally Posted by MM78 (Post 432581)
Yes they can. They still have all the info saved....forever!

Sure they do.

But once you removed it, it should mean you no longer authorize them to use that account.

Bunneh 03-20-2013 12:31 PM

well usually when you dont have money to refund, they will request the money from your bank.
If your bank declines it, then your paypal account goes in to minus.
After a period of time, paypal will reverse the payment back to ebay and that is why there is a 'buyer reimbursement payment method'
If you do not pay still after that has happened, then it will sit on your ebay account (on arrears) and they then start the whole debt collector process..

Bunneh 03-20-2013 12:32 PM

Quote:

Originally Posted by mercurial333 (Post 432671)
Sure they do.

But once you removed it, it should mean you no longer authorize them to use that account.

I agree, but usually to be safe i remove the DD mandate from my bank account, then paypal will just get declined as it is not authorized.


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